When did it become ok to sell a phone with installments on it?

Discussion in 'Alternatives to iOS and iOS Devices' started by Pascal325, Nov 4, 2017.

  1. Pascal325 Suspended

    Joined:
    Oct 24, 2017
    #1
    https://forums.macrumors.com/threads/gamestop-best-trade-values.2084670/page-2#post-25392732

    So, it seems these guys THINK it's okay to sell phones with installments left on them to anyone and not pay them off, but just continue paying them.

    Am I wrong here or has something changed? I know it can be looked at as fraud selling a phone that is still owed on and not paying it off. All sites you sell phones too require you to pay the phones off.

    So tell me, what is wrong here?
     
  2. AustinIllini macrumors demi-goddess

    AustinIllini

    Joined:
    Oct 20, 2011
    Location:
    Austin, TX
    #2
    You can sell things you owe money on because once the phone is in your possession, your business with the carrier/Apple/Google/Samsung is a debt owed. You don't buy a phone when you finance through a carrier, instead you borrow money to buy the phone, but it, and pay back the loan. You sell the phone, the debt is still there and your responsibility.
     
  3. Pascal325 thread starter Suspended

    Joined:
    Oct 24, 2017
    #3
    That is true, BUT, if you don't pay, the phone gets shut off or blacklisted. That is how many buyers get screwed.
     
  4. AustinIllini macrumors demi-goddess

    AustinIllini

    Joined:
    Oct 20, 2011
    Location:
    Austin, TX
    #4
    Untrue. Unless the phone is stolen, you're unlikely to get your device blacklisted. The money is small enough that Apple/your carrier/whomever will simply destroy your credit and be done with it.
     
  5. Pascal325 thread starter Suspended

    Joined:
    Oct 24, 2017
    #5
    Sorry, but wrong. I know people this has happened too.

     
  6. AustinIllini macrumors demi-goddess

    AustinIllini

    Joined:
    Oct 20, 2011
    Location:
    Austin, TX
    #6
    There is nothing illegal about selling a phone you owe money on. Have a nice day.
     
  7. Technarchy macrumors 604

    Technarchy

    Joined:
    May 21, 2012
    #7
    It’s not illegal though there is the possibility the carrier could take adverse action on the device if the account holder defaults. They might not, but they also might.
     
  8. Rum_Becker Suspended

    Joined:
    Sep 1, 2017
    Location:
    Canada
    #8
    I would expect big discount for buying a phone that still has payments on it just in case I get burned by the blacklist. I know in Canada many people sells phones obtained fraudulently, for example they claim a phone is stolen and use the carriers protection plan and get a new phone. The carrier will automatically blacklist the phone and the person who buys it is screwed.

    I don't buy used phones anymore, just to darn risky IMO, unless you know the seller.
     

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7 November 4, 2017