My goodness, how true this is!I hope you are right, the studio display has got the amazing Apple finish but weirdly "boring" compared to the rest of the line-up.
I was Christmas shopping yesterday, and passing an Apple store with some time to spare, I went inside for a look around. There was a Mac Studio connected to a Studio Display, and as the store had very few customers I spent 20mins or so undisturbed playing around with it. Nice, but it certainly didn't excite me, and then when I saw the price of the base model+ new display for a total of 4050euros (US$4310) it almost brought on a migraine!
An hour later I was back home and in front of my Intel 2020 27" iMac and enjoying it immensely, with no remorse whatsoever for the purchase of this model, which imho is very underestimated by many.
Don't get me wrong, I understand why professionals would buy the Mac Studio assembly if their livelyhood depends on it. If not I'd simply say to others, search for a 2020 27" 512GB SSD model at a bargain price as I did, and you'll sure to be a 'happy bunny' - and have a stack of money to spare.