I never buy extended warranties, apple care, extended auto warranties, warranties on home appliances and so on and have saved thousands over the years. If my MacBook blows up I pay to get it fixed or buy a new one and I'm still way ahead of the game in terms of money spent if I bought every extended warranty over the years.Hardly. Do you not buy health insurance because it's a waste of money? They same principle applies here. It's a good thing to buy because if you need any hardware replacement on the machine, chances are it'll cost more than AppleCare would have. Sure, many of those who buy AppleCare will never use it's benefits, but they have the benefit of the peace of mind that if there's a problem, it'll be covered. I don't think the odds of avoiding a major problem are quite good enough to justify not getting AppleCare.
jW
To compare a warranty to healthcare insurance is not a fair comparison. Products are replaceable you are NOT.