Hello, due to the stress caused by the long wait of the new MBP, I decided to take fitness classes to release stress and take my mind off the waiting. In my city, there are accredited fitness centres in community centers. They might be run by the city. Not sure exactly. Anyway, I asked them about the starting day, whether or not I could pay the fees by cash and cancellation policies (will penalty apply) of the monthly membership fee. They replied: "When you register we ask you to book a fitness assessment. The assessment date is typically the start date of your membership, so it depends on when we book the assessment. The memberships are paid from automatic withdrawals from a bank account (via void cheque) or from a credit card and payments are withdrawn on the 15th of each month. When you first start you will be required to make a prorated payment of your first month based on the date of your assessment." "You can cancel any time after 1 month, no fee. You can only pay cash for the first or bridging payment. Any scheduled or postdated payments have to be credit card or EFT out of bank account." How come they require payment from bank account or credit card rather than cash? Do I have to be careful even if it might be run by the city?