Don't take this the wrong way, but I've noticed one thing since the introduction of Apple Pay that didn't seem to be present when there was only Google Wallet. People have become way too snobbish towards Apple Pay. Why is everyone getting so bent out of shape when their favorite retailers or even retailers they probably don't shop at in the first place are disabling NFC/Apple Pay? I get that NFC may or may not be the future of how we pay, but refusing to pay any other way other than Apple Pay is getting out of hand. Don't you think? Admittedly I've been an Android user for the past few years with access to Google Wallet, but I just don't see the allure of NFC. To me it's almost like a novelty. Maybe I'm the only one? Sorry for the rant, but I'm trying to understand the hype with Apple Pay. Is there some incentive to this over conventional credit card use? I never use cash if that helps and almost always pay by credit, but I'm trying to see the bigger picture I guess. Maybe everyone's just excited because this is something new. Perhaps the hype will die down after the "newness" wears off. /Rant over.