What's the difference? Aside from a) the price and b) Apple Care is from Apple so it's 'legit'?? I've never bought Apple Care, nor have I ever needed it... I got insurance for my iPhone 8+ just because of theft/loss. But yeah, I don't understand why people would get Apple Care over insurance, when insurance is likely to be cheaper? Or am I missing something!? OKAY I GET IT. THE US HAS ISSUES WITH INSURANCE. CAN I HEAR SOME BRIT RESPONSES NOW PLS?