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Using iCloud library, but not having an restore deleted photos option on iCloud.com? Can't really believe that.

And keeping your entire life in the cloud, without a backup? Can't believe that either.
 
Wow, that's extremely fortun ... LUCKY :) I can recommend Crashplan which backups locally (external hard drive) as well as in the cloud. And you can automate it to do it at x o'clock every x days.
 
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