Who actually thinks about owning a phone in this way?
I mean, really? What a load of balls.
Which approach is "best" depends on what expense you're trying to manage: short term or long term.
And being aware of these "cost over time" factors very much parallels classical Mac-vs-PC: the PC may have been cheaper upfront (initial purchase price) but its higher operating costs (think Anti-Virus updates) makes it more expensive in the long run...and not the best value.
Yes, we're all different in both how we manage our finances and how we then choose to distribute them. Being aware of the total cost is simply taking a long term perspective on your finances, which has longer term benefits that aren't as tangible to many, since it typically lacks that 'immediate gratification'.
Yeah, I'm sick of this crap. Every smartphone is going to cost you at least a couple grand over the course of a couple years. Hell, a "free" phone will still cost you over $1000 with the cheapest plan, but no one bitches about that.
Try doing a better job shopping around: a minimalist phone is <$300 for 2 years.
And then ask yourself if a fancy 'smartphone' really worth 7x-8x more?
The iPhone is a premium device. It's not a necessity. You're paying for premium service (supposedly). Sure, who wouldn't want it to be cheaper -- but it's no worse than anything else out there.
This is the crux of the problem: all of the cellular companies are getting away with charging a very high service price (FWIW, ditto for Cable TV).
FWIW, I'm not singling out the iPhone too much here, but all of the smartphones: I have a hard time philosophically for effectively paying "several times" more, considering that much of that higher cost is for "Data", yet technologically, data slides around and fills into unused bandwidth, since it isn't time-perishable as voice is.
Given the value I get out of my present iPhone and how this one will be even more useful with GPS and 3G, I would say it is a steal and a massive bargain.
I've had a Blackberry for 3 years. The novelty of a smartphone wears off after awhile....for me, it was at around 1.5-2 years.
And insofar as GPS, my need for directionality is mostly for when exiting a subway at an unfamiliar stop. An electronic compass -- BTW, it works underground -- is all that's required to get the job done for me. When consumer-grade GPS can acquire in <5 seconds, I'll buy another GPS and consider it to be good enough for tasks such as subway-compatible urban navigation.
Adding data to my cell phone plan, in the big scheme of how much things cost me over two years, rates pretty much at the bottom of the list.
If your premise is that the next few years are going to be tough and we should all think about how to save money, for me, there are so many other areas to make cuts that it's not even funny.
True, but what many people don't realize is that all of these "little things" very quickly add up. This cellphone can easily be roughly 5% of the take-home pay of an average US Household and the bills for {cableTV+phone+internet} is often another $100/month and thus, another quick 5% that has vanished.
YMMV, but anyone who is carrying any credit card debt is in deep financial trouble and should not only stop thinking about an iPhone, but should probably get rid of their cellphone altogether (or go get that AAA $10/month minimalist phone for emergencies)...and do whatever else to stop pouring money down the rathole of 29% interest.
What CC debtors don't realize is that they're actually worse off than the "poor folks" who are hocking stuff down at the local Pawn shop, since the poor know that they're poor, whereas credit card debt means you're in denial. It doesn't matter if the CC debt is $10,000 or $1,000, or if it has been temporarily rolled over into a "Zero percent" transfer-your-money-to-us gimmick: it is still debt that's invariably going to hit you with rates as high as a 'Loan Shark' ... it just appears more respectable since its coming from a supposedly legal enterprise.
-hh