My hope is to get the 42mm stainless steel with link band. For sure I'll be getting AppleCare+. I've had it on every iPhone since the iPhone 4S and needed it more times than not because I'm clumsy. I figure if I can break my phone, which is generally in my pocket, that a watch on my wrist that's always exposed I'll probably be much more likely to break. Basically paying for the peace of mind.