Now what? You take the lump sum and have 60 million bucks to your name all of a sudden. What are you going to do next? Where are you going to go? What are you going to buy? How are you going to invest? edit: Out of all the people that would be interested in obtaining your new fortune, I feel like it would be hard to know how to handle siblings in this scenario, especially if they are high school college age. You would want to, and they would probably expect you to help them out, but at the same time, you don't want the idea that they can just do whatever with their life now because their bro/sis is a rich sob. what do you think?