Good choice. I've been there, and when I was there (in the 90s) it was truly the paradise of everyone's imagination.Bora Bora
If you won that money at age 20, and died at age 100, that's still $125,000 a year, without any interest added in. Hell, you can live off just the interest of $10m pretty easily, even at just 1% interest. I think that's pretty well above a "moderate" lifestyle. Of course, our definitions of "moderate" might be different.Depending on age $10M is unlikely to really be enough to live off for the rest of your life. At least at anything significantly above a moderate life style.