Right, but ZFS can give you a nice, RAID-equiv. filesystem that's fast without custom hardware - and that you can create on the fly. So even if you started with one disk, you could just add another disk (as in the scenario we've been talking about) and, an hour or so later, the OS would have created a full backup of absolutely everything for you, so that you could lose either disk and not notice it. Oh, and as long as you hadn't lost a disk, IO would be faster too.
That's why ZFS's dynamicness is cool. Creating a RAID mirror after the fact is often a real PITA.