I only keep my machines for a maximum of 2-3 years so it isn't a concern to me and if it failed out of warranty in that time period, I'd buy a new one.
I'm probably not a typical user as I run my own business and any time without my computer would cost me a lot of money (which is why I also have multiple computers)
As I run a VAT registered limited company, I also get the VAT back and can offset the cost against my profits saving me corporation tax so things are a bit cheaper for me and I can understand peoples' concerns
However, at the end of the day, complaining about it will be about as effective as king Canute trying to stop the sea so it's not worth the stress