In addition to that fan control software, there is this that Lisa from MobileTechReview used to examine this behavior:
https://www.crystalidea.com/macs-fan-control
Setting the fans to spin up sooner and faster for certain temperatures does seem to make a significant difference. Like some manufacturers, I guess Apple made the choice that people would want a bit more quiet over a bit more sustained performance. Since I have tried to get my computers quieter and quieter over the last half decade and now have two silent systems . . . they may have made the right trade-off. And, at least they did not lock the end user out of the option of tweaking the fan settings, even if you have to use a third-party utility to do it.