I bet I know me and my needs better than you do. The subsidies are about $200* on each line, plus the data usage has gone down where all of the data is pooled, rather than each person having their own bucket. I did a report, and the maximum data that I have used (I'm the data hog) is 15.5Gb. At the current rate, I'm about to roll over 10GB of data to the January billing, so if that happens, I don't have to worry about it.You alone used 10gb last month and went with a 15gb share plan for all 4 of you?
Get ready to start paying data overages soon.
And will have to pay in full or make monthly payments on all devices you get in the future.
What you think you saved doesn't include $450* of subsidies you were getting for each line or the peace of mind of unlimited data.
I did the figures. The 15.5GB was a max for me over the last year (the 10GB was the total for all of our phones. I should have pointed that out), and the kids use about 1GB/month. As for the paying for devices in the future, here's how the math worked out:
Phone plan: $75/month for unlimited talk, text, and 15GB of data.
Mrs. Thequik: Was on the 2GB plan, never went over. Buys a 128GB phone for $850 over 24 months at 0% interest: $35.42/month for 24 months, $0/month thereafter. Before it was $650 up front, and +$10 month forever for the "subsidy", which didn't go away after 2 years, so for her, it's a $40-50 savings every 2 years. Her line was $34 before, and now it will be $45 for two years, then it drops to $10, and she'll have the phone forever. Actually, the kids have it forever when she gets her 7S.
Me: Buys a 128GB iPhone 6 in September 2014, and I have the termination waived, and the cost of the plan is $75, including unlimited text and voice, plus Mexico and Canada (I travel to both, and this is a boon). My previous cost was $87.50.
Son: Has an Galaxy, and 3GB of data, occasionally goes over, and we get a $10 charge when he does. He pays it. His plan was $44.63, and he buys an iPhone 6S Plus 64GB, and pays the $100 memory upgrade surcharge, and his monthly amount is now $24 + $10 (access fee), so it's $34, and after two years, it's $10.
Regarding "peace of mind", I have greater peace of mind when I'm looking at the data usage and see that there is plenty of room left, and I don't have to worry about Mrs. thequik going into data danger, and I have the fences on my data usage far enough from the farm house to not worry about it. I guess what I'm getting at is I know me, and this works for me. I thought they'd have to take unlimited data from my cold dead hands, and I found that this plan worked for me. It may not work for you, but that's what makes America great!
*As for the subsidy, the $450 is a number that seems large, and I thought it was $200, since I last bought an iPhone 6 128GB last year, I paid $450 for it, and the retail cost, I thought, was $650.