Become a MacRumors Supporter for $50/year with no ads, ability to filter front page stories, and private forums.
Not really, fraud detection is done using machine learning and it's automatic, and that's how most banks do it. You can warn them in advance that you will be making a transaction of $A at B hours and C minutes and at D location, but they will just tell you to call them if there's any issues, but they won't be able to add an exception to the system.
I see. Last time I made a large purchase on CC was for over $3,000 (car repair). I had called my CC company beforehand and let them know to expect the charge. I was told I would have no issues since I let them know in advance, but I guess I was fed incorrect info.
 
i'm using a gift card with the full amount of the phone already on it and i've already uploaded it to my wallet. I purchased something else using the same method and while it adds a good 5-10 seconds, credit card/apple pay is one less thing i have to worry about. While there could also be issues with paying with a gift card, I've had enough credit card transactions randomly decline over the years that I won't take that risk (and no, not insufficient funds, it was always a CC company error that i had no control over).
Are the gift cards in wallet a choice when you select other payment at checkout?
 
yes it is. select gift card, another screen pops up, press the gift card you want to use and then 'Done', then 'Place Order'.
Sweet!

I have been worried about how that works, had planned on just scanning the card.
 
OP, sorry hear you had issues. I’ve pre-ordered iPhones, Apple Watches, etc with Apple Pay ever since it was an option and never had a problem. It’s been my preferred method since it’s debut.

ETA: FWIW, I use a Citi Costco Visa for the CC with ApplePay.
 
OP, sorry hear you had issues. I’ve pre-ordered iPhones, Apple Watches, etc with Apple Pay ever since it was an option and never had a problem. It’s been my preferred method since it’s debut.

ETA: FWIW, I use a Citi Costco Visa for the CC with ApplePay.

Have you used it when ordering an item that didn't ship for a few weeks or more?
 
Register on MacRumors! This sidebar will go away, and you'll see fewer ads.