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Well, at this point I am now so totally conditioned to hitting "cancel" on the link to "apple card not available" and the + to take a photo of my boots, that IF or when it DOES actually let me proceed, I am almost guaranteed to robotically hit cancel, drop my phone, or otherwise screw it up. OH NOOOOOOO!!!!!
 
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Got invited and approved last night. Wonder when I'll get the physical card. I think I'm more excited about that hahaha.
 
I’ve been dying to get an Apple Card till I finally got one last night. Today, I realized I have nothing I want or need to spend to try it out. How ironic.
Send it to me. I will get you some pretty colors on your spending graph!!!
 
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Im using my apple card daily! I don’t even use my debit card anymore. Its soo awesome to get free cash now for every purchase. I will pay off my balance each month once a statement is generated.
 
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Who is going to be the first to complain about imperfections on the physical card? Mine looks rough, but I don’t really care.
 
!!!DO NOT THROW OUT THE WHITE APPLE CARD HOLDER TILL AFTER ACTIVATION!!!

My card just arrived. It would not activate no matter how I placed the card close to my MAX. Tried over and over no luck. THEN I put the card back in the Apple sleeve/envelope and it activated instantly.

What ever activates the card is not the card itself, it is the envelope! I can remove the card and getting the phone near the empty envelope attempts activation.

Maybe this will help someone else.

Thank you very much for the heads up.
I like how people are rejoicing about double digit interest rates.

I don't believe there are any card cards with a regular APR that's in single digits. Teaser and intro APRs don't count.
 
Thank you very much for the heads up.


I don't believe there are any card cards with a regular APR that's in single digits. Teaser and intro APRs don't count.

I have a Simmons first bank card that is 5.5% all of the time. It would be good in an emergency.
 
This is 100% a TransUnion issue. TU supplies the 3 or 4 reasons your credit score wasn’t high enough for approval. Write to TU and get a paper copy of your report, that will be the best document to see what issues are dragging down your score.

Having inaccurate reasons listed isn’t all that uncommon, but once you get your hardcopy report you should be able to figure out why you aren’t scoring higher. Everything that contributes to your FICO score, both positive and negative, comes from that report and nowhere else.

Idk about that. I got denied for “recent past due” was on the phone with TransUnion this morning and said I have 0 late payments or delinquency on my credit report. The lady on the phone at Goldman Sachs said everything is automated through the wallet app so sending in your TransUnion report to Goldman Sachs isn’t even an option. The lady at Goldman Sachs said you can’t even talk to someone on the phone and apply with a human being.
 
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89DFF50E-AFB1-4907-A867-687BD9911A51.jpeg

Thinking of either a screen protector or a carbon fiber skin for my new toy. :D
 
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It's amazing that the interest rates are not consistent. I was approved with a $9,000 credit line at 17.99% interest.


yea i'm curious as to what they view in order to be approved at a low interest rate. my transunion and equifax score is around the same, around 792 and my experian is 810. so i dont know. i also put in 95,000 for income. i was not asked for any ID. just my last 4 of my social and to confirm my address and birthdate.
i dont really care about the credit limit being low, but i was more worried about the interest rate. so i'm happy i got the lowest possible.
 
Just worked for me today through the link that was posted in this thread earlier. Thank you whoever posted it!

Really a waste of a credit application since I’ll probably only use it once or twice a year, and usually focus on getting cards with useful signup bonuses for use on flights/hotels, but what can I say I still have some bit of Mac fanboy left in me.

No email invite ever received. Approved!

edited: I am disappointed how the card just shows as plain white in the wallet - I thought it would be all rainbow shiny like in the application photo. :(
 

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yea i'm curious as to what they view in order to be approved at a low interest rate. my transunion and equifax score is around the same, around 792 and my experian is 810. so i dont know. i also put in 95,000 for income. i was not asked for any ID. just my last 4 of my social and to confirm my address and birthdate.
i dont really care about the credit limit being low, but i was more worried about the interest rate. so i'm happy i got the lowest possible.

My TU FICO is 823 and I was approved for 12.99%.
 
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another tidbit i noticed with the card after making my first purchase with it, you can't pay any balance off until it posts fully to the card. not something i like, but it isn't bad.
 
Does anybody have a clue how to add my new Apple Card as the default payment for iTunes? My iTunes Apple ID is not the same as my Apple Card ID, so I tried to add it on my iMac as a new Card, but it was not shown as an option. I just got approved today, so I'm trying stuff out and the first thing I tried to add didn't work.
 
Does anybody have a clue how to add my new Apple Card as the default payment for iTunes? My iTunes Apple ID is not the same as my Apple Card ID, so I tried to add it on my iMac as a new Card, but it was not shown as an option. I just got approved today, so I'm trying stuff out and the first thing I tried to add didn't work.

I went to settings, iTunes and App Store, click on your iTunes email, “View Apple ID” and changed payment there.
 
Hadn't considered that. My iTunes ID is my old mac.com email, so it'll likely be an issue for me as well.
 
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