go for square trade. they waive deductibles for all iPhone screens as long as you have the genius bar swap it out
i dropped my 6s+, i opened up a claim, they told me there was no deductible , and sure enough i got $162 sent to my paypal
the only bad news to report is the last time i called square trade they say they aren't doing paypal anymore so you have to take a check or a amazon gift card
iPhones screens cost 109 - 129 - 149 to replace , apple care charging you $99 plus a deducible for 2 claims is a total rip off for screen repairs. and you are only allowed 2 claims. the only real benefit with applecare + ( besides GREAT PHONE SUPPORT

) is if there is something ELSE wrong. like you need a total device swap, its good to have
for screens, screw them
argument for applecare
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when all else fails and your 2 years are almost up, and you still don't have any claims, have them check the battery! after 720 charge cycles , I'm sure you might qualify for a new battery, that way you got your money back
applecare wtf section
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you know , if you broke your screen TWICE , without applecare, you are paying $1 more for the repairs then if you had applecare. isn't that messed up???