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Interseting...

I could see a payment system that works offline. ie. Use your iPhone to order and pay at Starbucks to us the cliche example, but similarly at vending machines, kiosks, etc... IIRC, DoCoMo in Japan already does this to some extent... and I know there are plenty of micro payment service in Africa based on text messaging.

However, I would not expect to see anything like this from anyone, especially Apple, for several years since Apple always seems LATE to the party with things like this, not first, but you never know you know...
 
iTunes accounts as a form of PayPal? That's the most bizarre idea since putting SD card slots on MacBook Pros.

:D
 
This is not a business model that suits Apple and it doesn't really make sense. iTunes accounts are very specifically for itunes and buying content there. Why would Apple allow people to spend their money on a 3rd party website rather than in Apples own store?

My thoughts exactly.
 
PayPal is obnoxious. When you sell an item now, they make you wait 21 days to receive payment. They must be earning millions on people's money each day.

Yeah nothing like the half story...

I love that policy. Nothing worse than waiting a week or two before the lazy azz seller decides to ship something.
Ship it USPS orUPS and get your money.

It protects the buyer and themselves against dishonest buyers or sellers that don' have the product they are selling.
 
I've been thinking about how this would be nice.

I could just get iTunes prepaid cards to use for purchase on different sites.

But I feel Apple (while they did change their name from Apple Computers to just Apple Inc) if they do this will be spreading too far out. Unless they are truly capable of managing all this they should focus themselves on computers and peripherals.
 
PayPal is obnoxious. When you sell an item now, they make you wait 21 days to receive payment. They must be earning millions on people's money each day.

Unless the following...

You have 20 positive sales within a certain time frame or the seller gives you positive feedback. If none of that occurs you wait. Makes sense to me from a BUYER safety standpoint.
 
Two days ago this crowd would have loved PayPal, but now that apple wants to compete they make paypal looks like an incarnation of satan.

Funny how that works on this board huh:D

Why do you hate PayPal? Because sometimes things go wrong, especially with eBay purchases, and then two people have an argument, and PayPal has to support one side, so one side thinks they just got what is rightfully theirs, and the other side thinks they have been robbed. But exactly the same thing would happen if Apple did the same thing.

You could only have a different situation if Apple only allowed sellers who are extremely reliable. Which would mean they never make a mistake, no honest customer would ever have a reason to complain, and any customer complaining would be automatically considered dishonest and in the wrong. Mmmh. Doesn't sound quite right either.

Thoughtful and level-headed analysis

Besides the die-hards who will buy and support anything Apple, I find it hard to fathom how some of the same issues haunting PayPal wouldn't haunt Apple Pay services as well. In addition, if there are only a limited number of vendors who accept it, the usefulness and marketing potential subsequently deteriorates as well.
 
I think it is a good idea but Google Checkout is way better than Paypal.

And I will vote positive for anything that could lead to the demise of Paypal.
 
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