I really can't believe that there is so much wrong information about the iPhone Upgrade Plan as well as AT&T Next. I guess this is what happens when consumers get so used to being ripped off through the carrier subsidy/contract model.
It's not strictly a leasing program, you guys. Although it CAN be if that's the way you would like it to be. Think of it, as well as AT&T Next, as a 'lease to own' program. They are giving you a device that's worth $649-$949, dividing the cost up into a certain number of months with 0% interest, and you pay that every month. When you reach a certain number of payments, you can, AT YOUR OPTION, trade the device back in, which will wipe the remaining amount of the agreement, and then you start another one. So with the iPhone Upgrade Plan, the cost of the device and AppleCare+ is divided into 24 months. After 24 months of payments, you OWN the device. It is yours. You paid for it. BUT, after you've paid the 12th payment (50% of the amount), you have the OPTION of giving the device back to wipe out the rest of your payments. There is nothing unfair, or shady going on here. You're not being ripped off by doing this vs. getting a contract. On the contrary, this is more upfront, honest, and fair. This was a GOOD change that the entire industry adopted following T-Mobile.
All of that being said...I also cannot figure out a way to save my AT&T account information through the web store or the Apple Store app.