Then why did you voluntarily buy one with the cutout?
While I haven't purchased an iPhone 14, my point still stands that regardless of whatever feature they build around it, it's still a big black blob(s) where there should be screen. Android has had overlap alerts for a while now, so an app can decide to do the same thing in software. I can also multi screen, which I like better because then I get the full app, but I can see the appeal of a small overlay at times. But with Apple you can't move it and are stuck with it.