Because this is the logo retailers use to let people know they take NFC payment, I don't think a lot of people know that:
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Apple Not Worried About Apple Pay's Slow Adoption, Believes on Path to Replace Cash and Cards
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I work at a large university and I can pay using Apple Pay just about anywhere on campus. I can even use it at many vending machines. Even so, I sometimes still get strange looks when I go to pay for things with my Apple Watch. Maybe it's just because it's my Watch and not my iPhone, as most college students have iPhones but not Apple Watches. But I really think that there is a marketing issue here as I see a lot of students with iPhones and they don't use them to pay. You'd think they would be at the forefront of using new tech.
Furthermore, there isn't anywhere in town where you can buy groceries with Apple Pay, among many other retailers. It's really bizarre how many companies still haven't upgraded their terminals for chip readers, even though they are now required and will be responsible for any loss incurred, much less NFC. So since there isn't wide adoption, the places that do offer it don't see many people using it, because people forget that you can do it. I try to be really cognizant of what retailers offer Apple Pay and I follow Apple news closely, and even I often forget that Best Buy, Kohl's, Toys Я Us, Staples, GameStop, PetSmart and Big Lots offer it. The only place I consistently remember is Panera since they were one of the first, and when I do try to use it at Big Lots, it always has an error—but that's not really surprising given the store, lol.
Furthermore, there isn't anywhere in town where you can buy groceries with Apple Pay, among many other retailers. It's really bizarre how many companies still haven't upgraded their terminals for chip readers, even though they are now required and will be responsible for any loss incurred, much less NFC. So since there isn't wide adoption, the places that do offer it don't see many people using it, because people forget that you can do it. I try to be really cognizant of what retailers offer Apple Pay and I follow Apple news closely, and even I often forget that Best Buy, Kohl's, Toys Я Us, Staples, GameStop, PetSmart and Big Lots offer it. The only place I consistently remember is Panera since they were one of the first, and when I do try to use it at Big Lots, it always has an error—but that's not really surprising given the store, lol.
Works great in the uk, and pretty much everywhere. In fact used it in Poundland about a month or two ago and for some reason got a £1 discount???
Don't really understand why the US is having such a hard time adopting contactless
Don't really understand why the US is having such a hard time adopting contactless
Well, Bank of America and Wells Fargo are rolling out NFC-enabled ATMs. That's how you can use Apple Pay AND can still get cash.
What if you use your wallet or purse? What would be the future payment system? Fingerprint? What if you lose your fingers? Retina scan? What if you lose your eyes? So many questions. I can't wait for the future you imagine.
iPhone market share is now probably too low for Apple Pay to ever be relevant outside the USA.
Nowadays I mostly try to use NFC and PIN (over 20€) but the norm still is chip and PIN.
Nowadays I mostly try to use NFC and PIN (over 20€) but the norm still is chip and PIN.
I was trying to point to on how hard it would be to hack into Apple Pay and get personal data.I know how it works, but then I wasn't asking about that
I live in Toronto and many of my friends use it but I have had to let them know they can use it. I think the delay in acceptance is simply not enough education. Apple needs to tout the security features (like losing your phone does not mean losing your credit cards) and how to set it up. Canada has tap at the majority of retailers so more often then not, I can use it wherever I go. I can comfortably leave the house now without my wallet and know I can pretty much do what I need to do with just my phone.
The problem is that two of the biggest retailers in the US, Walmart and Target, continue to resist adopting Apple Pay.
Same here. I've pretty much stopped going to CVS pharmacies near me in favor of Rite Aid. My local Rite Aid now has a sticker prominently on their front door that indicates they support all forms of contactless payments, including Apple Pay, Android Pay, and Samsung Pay.
There has been and still is a lot of pushback from both retail venders who need new card readers and also the credit card companies who need to create the behind-the scenes infrastructure to support chipped cards-and by extension, Apple and Google Pay.
Plus, the internet isn't set up in most stores to handle the increased usage required. So the stores need to pay more and buy new equipment and ISP's need to build infrastructure.
I have heard that in most places in Western Europe you only need to hold your card near a pay terminal and not insert it into that terminal, is that true?
But yet Target accepts it in their app which makes absolutely ZERO sense whatsoever. Either accept it or don't. Not this half-assed stuff.
I use it when I can and find it easy and secure. Target not accepting it isn't hurting Apple as Target is itself in bad shape and will be gone long before Apple if things continue as they are. I sue Apple pay almost every week now, sometimes more. I wish more stores accepted it.
I use it weekly if not more, but I do know people who haven't set it up. I'm not sure why as it is far more secure than a regular credit card. And it works easily. I use it at our grocery store and several restaurants.
Because this is the logo retailers use to let people know they take NFC payment, I don't think a lot of people know that:
I know what that sticker is and even I never attempt Apple Pay without seeing an Pay sticker. I figure that if there's no sign then even if it DOES work the employee hasn't been trained in it which results in the dreaded "uh, let me get my manager" when I try to pay with my phone.
I agree with you, it's just that Walmart, Target, CVS, and Chase all think QR codes are the future of paying for things (which they are not).
The problem is most people don't have it set up and it's not that much more convenient than using a credit card.
It would be better if the receipts were digitally sent to the iphone. Getting a receipt defeats the no touching thing IMO.
Dude, if you see that logo, Apple Pay WILL MOST LIKELY WORK, even if there's no Apple Pay sticker in sight. If it doesn't work, then it means that they forgot to enable NFC.
Thing is, it's a mixed bag when it comes to how consumers pay for transactions, and a revolution isn't going to take place over night. I use credit cards. I also use cash. Some places I shop use the new chip readers, others don't. Sometimes I just don't feel like fumbling around with my phone when taking my wallet out is just as easy.
Eddy Cue definitely has the right attitude here. Playing the long game is the right game. It's a complimentary transaction system, not a supplementary one.
Eddy Cue definitely has the right attitude here. Playing the long game is the right game. It's a complimentary transaction system, not a supplementary one.
Some retailers (like Apple Stores) have the option of sending your receipt via email.
I understand, but my point is I'm offered sufficient protections with my chip enabled card that is easier to use.
This is so true with America, most people are slow to change that is it a step forward and 4 steps back. Most store are still not on board with the chip in the card, which, by experience is still crap. I had my wallet stolen, and still had the cards go through just as normal, even my debit cards. Thank god I had wallet on my iPhone and was able to close everything off and reversed in no time. Apple Pay is so much easier, even with the watch, just ping and go, I even like it online better. having it on my phone and watch lets me keep my cards at home and not worry about them getting stolen again, plus I can track my phone and watch lol. and remote kill it.