Since it was launched in UK I have been using it almost every day. Love it how I don't need to be worried if I have forgotten my walled at home when I head to work.
Agreed, the only negative is the slow uptake of lifting the £30 limit.
Since it was launched in UK I have been using it almost every day. Love it how I don't need to be worried if I have forgotten my walled at home when I head to work.
While I'll give them the faster part (the chip reader forces you to keep it in there for a bit of time), one thing iTunes had going for it was it also worked on Windows when what was it... 90% of the computing world was on that? As long as it requires an Iphone, it won't completely dominate. Here, you need Apple hardware to use this. iPhones are quite ubiquitous, but not everyone will rush to buy the newest Iph. They'll wait a few years to upgrade. It would take a while to get everyone where enough people are on an Iph that can run it, or have an aWatch to pair with an older Iph5/c.Apple expected consumers to embrace Apple Pay as energetically as they did iTunes--an instant hit when it launched in 2003--because executives felt it was faster and safer than existing payment systems, a former employee on the project said. When retailers didn't support it initially, the person said, Apple executives were reluctant to promote it and invest in retail terminals that would spur adoption.
Yup, in the words of Apple. It just works. But that's because Samsung actually bought someone else's technology to prop up a widely available method that's already being phased out.
Apple Pay is great- I try to use it as much as I can. Unfortunately, in NYC, its adoption is abysmal. Most places don't even accept credit cards. The ones that do usually have cheap old machines that don't even support the chip (liability be damned). It seems to me the only places that do support it are big chains, and then only 2/3rds of those (the rest still banking on their CurrentC/ in house solutions). And THEN, for the remaining few chains that theoretically support it, their terminals are often down/not set up for it, etc.
Also, has anyone seen a setup for bars and restaurants to allow Apple Pay with the whole tipping process? That's another bump in the road.
It's very difficult to believe that Apple is content with the slow pace of retailer adoption of NFC-compatible POS equipment in the U.S. They've probably just learned to accept it, though, because there's really nothing they can do to force businesses to upgrade their POS equipment.
It's a weird paradox that a spectacularly successful US company's invention can't really be used properly in its home country because of backward finance infrastructure. I use it every single day in London.
Apple's NFC payment doesn't work everywhere so it's more of a compatibility problem. Samsung Pay doesn't have that issue since it uses magnetic secure transmission (MST) so it works everywhere where card works.
Furthermore, there isn't anywhere in town where you can buy groceries with Apple Pay, among many other retailers.
Apple's NFC payment doesn't work everywhere so it's more of a compatibility problem. Samsung Pay doesn't have that issue since it uses magnetic secure transmission (MST) so it works everywhere where card works.
Good luck standing in those long queues fiddling with the credit card while getting it out of your wallet while I whip out my phone and get on my way. Apple Pay is the future. Its too bad its adoption rate is low. Apple should take a leaf out of Samsung Pay's booksI've broken a phone and lost a credit card on vacation. It's much easier to get a replacement credit card. Did a good job going from the ridiculous to the sublime.
NFC reliability is a HUGE barrier to wider adoption. Getting the terminal to accept payment usually takes me 3-4 tries at my local grocery store and it often won't work on some terminals at all. I've basically given up as using a card is usually faster and always less frustrating. Hopefully NFC payment reliability will improve over time with updated iPhones and payment terminals.
This is in fact universal. Swipe machines are used worldwide. The chances of Samsung Pay being unsupported are slimBingo. If Apple Pay does not have this feature in the next round of iPhones, Apple Pay will continue to see lackluster adoption in the U.S. If the next round of iPhones has this feature, one of the new models will be an instant buy for me...and I currently have an iPhone 7.
Being able to use my phone (and Apple Watch, for that matter) to make a payment anywhere I can currently insert or swipe a card is probably the biggest thing on my own personal "want" list for an iPhone and Apple Watch. This nonsense of having to check (in most instances) to see if Apple Pay is accepted is asinine and it's also very un-Apple-like. The retail staff usually has no idea so you just have to pull your phone out to see if it works. I guess the "it just works" mantra really did go out the window a long time ago.