I think its only a hard pull when you first join, then its a "soft" pull for each renew
Edit:
Just called citizens one.... They said it all depends on factors (good standing, no late payments etc)
I applied for the upgrade this AM and they told me it was NOT a hard pull for this year
Edit:
Just called citizens one.... They said it all depends on factors (good standing, no late payments etc)
I applied for the upgrade this AM and they told me it was NOT a hard pull for this year
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