Become a MacRumors Supporter for $50/year with no ads, ability to filter front page stories, and private forums.
I'm very curious to see the uptake rates here in Canada. Personally, I don't see any benefit to Apple Pay -- tapping the credit card is still exponentially faster and much more convenient, at least in my view. You don't risk dropping an expensive phone or making yourself a target of theft, either.
Research man in the middle attacks and get an Apple Watch. You're unlikely to drop an AppleWatch while using ApplePay. ;)

I haven't pulled out my wallet in the two weeks since we got ApplePay (with Visa) in Australia.
 
  • Like
Reactions: catean
Sure with a big bank's credit card you wouldn't; however, when your card doesn't charge you a cash advance fee, and the interest rate is only 7.24%, then who cares? Besides my cash advances are relatively small (around $40).

Unless the interest doesn't start getting charged immediately, it's still more than you'd spend if you used a debit card at the ATM. Though at 7% it might only be a couple of cents if you push a payment immediately afterward.
 
  • Like
Reactions: American Hero
So instead of tapping my wallet I have to take my phone out, press the home key, put my fingerprint until it reads it, and put it up to the card reader while half the time it might not work? mind blown.

Welcome to the twilight zone where an epidemic of stupidity has charmed the mass populace.
 
Unless the interest doesn't start getting charged immediately, it's still more than you'd spend if you used a debit card at the ATM. Though at 7% it might only be a couple of cents if you push a payment immediately afterward.

Even if I wait a week, I'm charged like 10 cents in interest.
 
If anyone had told me before today’s announcement that RBC would get Apply Pay ahead of TD, I would have had told them to stop talking rubbish!
 
Technically any place with an nfc terminal/interac (almost everywhere, even small stores) should accept Apple Pay here in Canada. I think the beer store was just glitching out.
[doublepost=1462902186][/doublepost]
We have government sanctioned/run stores for alcohol. LCBO (Liquor control board of Ontario) for liquor and The Beer Store for beer. Though a pilot project is now allowing certain supermarkets to sell 6 packs of beer.

In Manitoba beer can be purchased at both the Govt run liquor stores (which accept tap and I just used Pay successfully) or private vendors (which are hit and miss with tap).
 
It would be great if I didn't get a error message when trying to add a card to the Wallet & Apple Pay section on my Apple Watch app.
If it's the "could not connect" error, I was able to get past that this morning by flipping Airplane Mode on and back off on the Watch, forcing them to find each other again.
 
Continue on using your physical card. Problem solved!


So instead of tapping my wallet I have to take my phone out, press the home key, put my fingerprint until it reads it, and put it up to the card reader while half the time it might not work? mind blown.

Welcome to the twilight zone where an epidemic of stupidity has charmed the mass populace.
 
Seems to work fine here. Why do you consider it messy?

Well for starter, you can't pay anything over 100 dollars! I tried to use Apple Pay for 112.35 CAD purchase, got declined. Because of the tap limit.

Second try on local small restaurant, trying to pay with Apple Pay, tap feature got disabled.

So only success was at Tim Hortons and McDonalds.

With Apple Pay, you still need carry your wallet and credit card. Wish it work more like Samsung Pay, where it actually work with swipe card reader.
 
I think Pizza Hut was just being used as an example of a large chain, but it's a poor example in this case. Most Pizza Huts use Global Payments for their Debit/CC Merchant. Global Payments was one of the first merchants in Canada to announce Apple Pay support.

Also, your average Pizza Hut probably has 9 or 10 Debit Machines on premises. Most stores have delivery service, and you'll need a machine for each delivery driver. Also they'll have 2 or three machines for in the store, at the counter, or wireless for in the sit down restaurant.


Plenty of merchants have done it. Grocery stores with 15 check out registers, two customer service lines, and two pharmacy techs have their chipped terminals up and running (places like Wegmans), so Pizza Hut, a chain with one terminal per restaurant should have no problem with it.

I understand ordering the terminals takes time, but some companies just haven't made the effort to even do that step yet. One of the dumbest concepts ever is the terminal that's attached to the screen where the person swipes it through... And these seem to be widely used thoughout the food industry.
 
So instead of tapping my wallet I have to take my phone out, press the home key, put my fingerprint until it reads it, and put it up to the card reader while half the time it might not work? mind blown.

Welcome to the twilight zone where an epidemic of stupidity has charmed the mass populace.

Have you even used Apple Pay? When I first used it, it was so fast, the cashier didn't even realize I'd paid, and that was before Apple Watch. I pulled my phone out of my pocket, unlocking it with TouchID at the same time. And it connected and paid with the tap reader instantly.
 
I'm very curious to see the uptake rates here in Canada. Personally, I don't see any benefit to Apple Pay -- tapping the credit card is still exponentially faster and much more convenient, at least in my view. You don't risk dropping an expensive phone or making yourself a target of theft, either.

Not if you don't have to carry your cards with you. My credit and debit cards are safe at home in a drawer. I never leave home without my iPhone and/or Watch anyway. When I want to pay for something, I just tap my wrist and walk away, glancing at the total popping up on my Watch to make a mental note of what I just spent.

I no longer carry a wallet. Heck, I don't even carry keys. My iPhone unlocks my doors. It's one less thing to carry, one less thing to lose. If I lost a credit card, it could be picked up and used. I'll never lose my phone because I'm constantly checking it but if I somehow did, I couldn't be used and my bank accounts would be safe.
 
Are you honestly surprised PC Financial isn't compatible? I'm not at all.

I don't use PC Financial, but since they had a bunch of things that Tangerine got after them, yes I am surprised.

I was able to add a Canadian Tire MasterCard to my iPhone, but not to my iPad Pro for some reason - are in-app Apple Pay purchases not available yet in Canada (for non-Amex)?

They're available. You should probably wait a bit and try again. It is the first week after all; there's bound to be problems at this time.
 
I'm very curious to see the uptake rates here in Canada. Personally, I don't see any benefit to Apple Pay -- tapping the credit card is still exponentially faster and much more convenient, at least in my view. You don't risk dropping an expensive phone or making yourself a target of theft, either.
Apple Pay is way faster than tapping with a card - seems like when I tap using my visa or debit card there is some delay, which I don't notice as much with Apple Pay. Plus there is feedback on the phone that it is doing something rather than me tapping the credit card around the readers trying to find the correct spot before it does something. And seriously you have problem holding a phone ? Your tap card is more prone to theft if someone comes up and steals from you they can then go around tapping at different stores. Your iPhone is useless to them unless they also take your finger. Apple Pay uses a different number than your actual card so merchant never sees your real card number therefore even more secure.

And many people seem to walk around with their phones now or if they are waiting in line to pay so it's even more convenient as they don't have to take it out.
 
I wonder if Credit Union is going to come onboard to and get Apple Pay as well. Hopefully they do.
 
I'm actually very surprised that Tangerine, PC Financial, or any of the credit unions went behind this first (or even TD, and I use that bank. And Tangerine. :(). They like to be first when it comes to these things (at least, in Canada).

Also, I told you so! :p

PC Financial is part of CIBC - but the cards don't work (I just tried).

But credit unions - yeah - what were they thinking, this was a chance to leap ahead of the banks....
 
  • Like
Reactions: Junior117
I've been using Apple Pay with Amex since November, and for the most part it's been fine, although I find using my Apple Watch to be a bit more finicky (not sure if the signal from the Watch isn't strong enough, but it sometimes has trouble at locations where my iPhone has no problem). I'm extremely happy that this has now extended to my CIBC VISA, though, since there's almost nowhere I shop that doesn't take tap-to-pay VISA cards, so I can now use Apple Pay pretty much everywhere. Honestly, for the sake of security, I'll probably make a personal rule that I don't give my business to places that won't accept Apple Pay (aside from sit-down restaurants, I suppose, since none of them seem to take tap-to-pay for some reason).
 
Register on MacRumors! This sidebar will go away, and you'll see fewer ads.