Apple Pay Coming 'Very Soon' to Lloyds Bank in United Kingdom

[MacRumors]

Lloyds Bank has sent an email to customers to notify them that it will begin supporting Apple Pay "very soon" for contactless payments with debit and credit cards and in-app purchases. Most transactions will initially be limited to £20 at retailers in the United Kingdom, but some retailers may allow larger purchases.

Lloyds Bank has been listed under the "Coming Soon" section on the Apple Pay page in the United Kingdom for quite some time, but the bank has not provided a more specific launch date beyond telling customers it is aiming for "autumn" through its Twitter support account.

Apple Pay launched in the U.K. on July 13 and is accepted at more than 250,000 locations across England, Scotland, Wales and Northern Ireland. Participating banks that have activated the service include First Direct, HSBC, MBNA, Nationwide, NatWest, Royal Bank of Scotland, Santander and Ulster Bank.

Article Link: Apple Pay Coming 'Very Soon' to Lloyds Bank in United Kingdom

 

[timsutcliffe]

Excellent. If only Tesco Bank would show some sign of getting on board.

 

[Mr-Stabby]

So we've gone from 'Soon' to 'Very soon'. Can't wait for 'VERRRRRRRY sooooon!'

 

[testcard]

Imminent?

 

[thekeyring]

Perfect for me. My bank will support Apple Pay almost exactly at the same time I get an iPhone that comes with Apple Pay.

 

[Kebabselector]

Excellent. If only Tesco Bank would show some sign of getting on board.

Downside is Tesco are attempting to introduce their own CurrentC type payment instore - so I guess you may have to wait. For me a Barclays customer I got fed up of waiting and I've started the process of moving to Santander. Just got a basic current account that supports Apple Pay (and it works well!) - I need to sort out a few direct debits from a linked bank account and I'll close my Barclays current account.

If that goes well, then possibly the joint account and mortgage will go Santander also.

 

[CasparAremi]

I need to sort out a few direct debits from a linked bank account and I'll close my Barclays current account.

The bank you're with now can sort this out automatically for you. Tell them you recently opened it but want to fully switch your account. They'll contact the companies the DDs are with and set them up on your new account for you. All banks now offer it as part of the 7-day switching scheme they created not too long ago.

 

[yorkshire]

Hopefully this means Halifax will follow suit very soon.

 

[Kebabselector]

The bank you're with now can sort this out automatically for you.

It's an odd child* account off my current account - seems to be causing issues. It's only 2 Direct Debits so not a big thing. If I move the joint account I'll let the bank switch it all!

(*child in a parent/child directory structure way - not an account for one of my kids!)

 

[MaGNeTiX]

Halifax are the same too (I believe they use the same systems. Online banking and iOS apps are the same, just branded)

http://www.halifax.co.uk/helpcentre/apple-pay/

 

[ajhard]

Something has changed...before today when I tried to add my Lloyds Debit card I got the error "Your Issuer Does Not Yet Offer Support for This Card" - now I get T&C to accept and then an error saying "Card Not Added, Contact your card issuer for more information" - progress!

 

[thekeyring]

Halifax are the same too (I believe they use the same systems. Online banking and iOS apps are the same, just branded)

http://www.halifax.co.uk/helpcentre/apple-pay/

I'm sure they do use the same systems as they are owned by the same parent bank/company.

 

[UKPoliticsGuy]

Barclays were unavailable for comment ... but offered to sell you a crappy wristband.

 

[perkedel]

what's the point of using Apple Pay if you are limited to £20? The amount is very little of practical use for larger purchases. Groceries alone for a weeks worth costs more than that. There's no such limit here.

 

[Browno01]

Something has changed...before today when I tried to add my Lloyds Debit card I got the error "Your Issuer Does Not Yet Offer Support for This Card" - now I get T&C to accept and then an error saying "Card Not Added, Contact your card issuer for more information" - progress!

It's been like this for a few days for me...

 

[wsc9005]

what's the point of using Apple Pay if you are limited to £20? The amount is very little of practical use for larger purchases. Groceries alone for a weeks worth costs more than that. There's no such limit here.

Getting lunch, public transports tickets, coffees, and student daily shops at Morrisons all under £20 and soon to be £30

 

[ajhard]

It's been like this for a few days for me...

Damn - hope it's not too much longer, been a few days since I tried...

 

[wsc9005]

Barclays were unavailable for comment ... but offered to sell you a crappy wristband.

I switched from Barclays to First Direct for Apple Pay. Barclays' decision on Apple Pay seems to be a bad move .....

 

[iPhonetherefore]

I was asking their Twitter support about an hour ago and they still didn't know anything (or wouldn't say it). One of them let it slip that it was to be available BY Autumn rather than in Autumn.
If I was running a business I wouldn't send an email out unless it was very imminent-next week? Rather than 1 month+

 

[KrisLord]

what's the point of using Apple Pay if you are limited to £20? The amount is very little of practical use for larger purchases. Groceries alone for a weeks worth costs more than that. There's no such limit here.

Remember that stores that have adopted contactless so far are those were you spend small amounts. So whilst you're limited to £20 (£30 soon) via Apple Pay, you'll find that stores where you often spend more don't even have contactless terminals yet, they're still chip and pin. So Apple Pay is the first time it's been worthwhile installing contactless if you sell expensive stuff

 

[MrGimper]

what's the point of using Apple Pay if you are limited to £20? The amount is very little of practical use for larger purchases. Groceries alone for a weeks worth costs more than that. There's no such limit here.

All the reasons you use contactless....

 

[justjax]

I guess very soon means before end of month? I wish Barclays would pull their fingers out. I'm semi convinced that their 'future' support for Apple Pay was some BS pr ploy at launch to deflect all the crap they are getting on social media for not supporting it. They are still absent from the offical list on the Apple Pay site which means me even more suspicious. As Barclays is my main account I opened a Nationwide account just for Apple Pay, tempted to just transfer over fully.

 

[Mark.]

what's the point of using Apple Pay if you are limited to £20? The amount is very little of practical use for larger purchases. Groceries alone for a weeks worth costs more than that. There's no such limit here.

The £20 limit is a historical limit set on NFC terminals to stop people stealing contactless cards and running amok.

This is increasing to £30 in September.

As terminal software is updated over time, it will allow payments over £20/30 to be used by Apple Pay.

 

[peterh988]

Getting lunch, public transports tickets, coffees, and student daily shops at Morrisons all under £20 and soon to be £30

Morrisons have ApplePay branding around all their card readers in my local Morrisons, was trying to find out if this meant they'd got rid of the limit, but the cashier didn't know, and I didn't want to pull down the manager to ask out of interest, as I can't actually use it yet.

 

[Mark.]

PS as a long-standing Lloyds Bank customer this makes me very happy!