Unfortunately Apple Cash, Apple Card are still USA only. I wish they would come to Canada already.
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Apple Pay Could Account for 10 Percent of Global Card Transactions by 2025 and Even Rival PayPal
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Unfortunately Apple Cash, Apple Card are still USA only. I wish they would come to Canada already.
Stickiness in the Apple ecosystem. They get a 0.15% cut of all transactions, but that’s a drop in the bucket. There’s also the Apple Card.
I think it’s more about adding value to the Apple ecosystem and making people want to stick with their Apple devices than outright profit.
It doesn't depend on the company, it depends on the terminal. Old terminals see Apple Pay as a plain old contactless card (easily stolen, therefore low limits), more modern ones see it as Apple Pay (so the legitimate user must be there with his phone or watch, therefore high limits)
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In the USA, where contactless cards are not that common, I expect they switch immediately to terminals with full support for Apple Pay. The terminals with low limits are years old. Replacing them is obviously expensive, but you wouldn't install them anymore.
Tesco is dumb in not allowing over £30 when using Apple/Google Pay. They're doing this to try and force you into using their Tesco Pay+, the only problem I have with that heap of junk app is it always logs me out even though it has a PIN/TouchId so when I try and use it I can't and have to use card. Signing in isn't easy as you need your 3rd, 9th, 54thwhatever number from you clubcard - I haven't got the time for that at the checkout.
I just read that someone has managed to use Apple pay over £30 in Tesco. None of those I've used do. Here's hoping they're rolling out the change everywhere!
sorta impressed aapl pay closing in on paypal
though PayPal was higher in purchase percentage pie
though PayPal was higher in purchase percentage pie
again you have to be a USA citizen or your banking that sources the founds from a us account.
my Canadian debut card actually almost fully registers as ApplePay Cash since it’s a Visa for USA or international transactions above the debit card $100 limit yet I cannot send to anyone in Canada nor my sister whom lives in the USA since her banking is in Canada for her iCloud/financial transactions ~for the past year.
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no cash withdrawals?
Have used Apple Pay since the iPhone 6 first came out. Love it. Still wish more places offered it (certain restaurants, ATM's and yeah, Walmart.), but for places that do -- it's been flawless ever since I started using it.
It's been great and will most likely only get better.
It's been great and will most likely only get better.
It still applies in other countries as one of the reasons why it has taken them longer to roll out apple pay, though.
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Well, you do have other alternatives. Why do you keep shopping at the few places that don’t accept contactless payment/apple pay? you could buy groceries at Whole Foods or any store owned by Albertsons instead of going to walmart, for example. And for pet supplies there is petco.com and petsmart.com instead of Chewy.com. And you could go to ACE instead of Home Depot. You need to stop going to places not accepting contactless payment. When they lose you and many other customers is when they will react and change that.
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Apple has already added support for exporting to such platforms now. They just did it a couple of days ago.
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Just used Apple Pay for the first time from a website and it was great. I didn't have to fill out my credit card info (obviously) but I also didn't have to fill out my shipping address because that came from my Apple Pay billing address.
They charge a fee per transaction to every bank that signs up with them to let its customers add their cards to wallet.
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Yeah, but it doesn’t have to be your billing address you ship to when using apple pay on the web or in apps. If you need to ship to an address other than your billing address, you can add it in settings>wallet & apple pay on your device and later just select it from the drop down list whenever you make purchases with apple pay in apps or on the web.
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Here in Mexico it’s exactly the opposite way. Small shops, sit down restaurants, gas stations and government offices all support contactless payments and I can use apple pay at all those places, but the medium and large size chains of supermarkets, convenience stores and other kinds of stores as well as pay at the front cafeterias nearly all have NFC disabled and only take chip cards (and Samsung Pay over MST, of course).
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But it’s only available for Apple’s customers in the US. He clearly said “didn’t need to be in the US”, implying he’d like to use the service elsewhere.
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Exactly. But I’m afraid we won’t see those portable terminals at any US restaurants ever. They simply refuse to use portable terminals and come up with all kinds of alternatives such as apps or QR codes to avoid using them at any cost.
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Macy‘s does take apple pay. They were one of the first merchants to jump on board.
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At least in Canada you can still set up apple pay with other bank cards to use it in stores. Here in Mexico, The USA‘s other USMCA partner, Apple Pay still can’t be used with any locally issued cards (though it can still be used once set up with supported cards from other countries).
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He clearly said he hasn’t needed to use cash. Besides, even if he did need to get some cash, several banks in the US such as BofA or Wells Fargo already have ATMs with built in NFC readers where cash withdrawals can be made using apple pay instead of inserting a card.
Ah interesting, maybe my local Tesco is part of the trial, their card machines did look clean, so could have recently had an upgrade. I work for Sainsbury’s and all of their stores don‘t cap now.
I asked because here in Toronto (Canada) the big 4 banks at major intersections and head branches I've yet to see or hear about NFC readers for cash withdrawals. Would be nice.
Likewise here in Mexico. Many ATMs from several of the country’s big banks do have an NFC reader, but I’ve never seen a single one of them that has the darn thing turned on and actually working. We also don’t have any vending machines that accept credit cards, let alone contactless; there seems to be an unwritten rule in Mexico that all credit and debit card payments must be processed by a person, so vending machines and any other self service machines that take payments (such as the ones in parking lots or the self service kiosks from companies such as phone service providers or the country’s electricity provider) are all cash only.
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Ah interesting, maybe my local Tesco is part of the trial, their card machines did look clean, so could have recently had an upgrade. I work for Sainsbury’s and all of their stores don‘t cap now.
If Sainsbury’s lead the way with automatic selection for the Nectar Card in the Wallet app that would be great too.
We are in the process of getting new hardware and printers which are an absolute god send on our checkouts which, fingers crossed, means >£30 Apple Pay is just around the corner!