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Apple Pay Doubled Mobile Wallet Transactions at Walgreens, Accounted for 50% of Tap-to-Pay Purchases at McDonald's
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you apple fan boys crack me up. boycotting whats next you gonna boycott me cause machtv doesn't support appletv? lol... go head i don't need appletv fan boys on my network
Are you so certain the general "mood" was there because iPhones didn't have NFC, rather then the lack of compelling uses for NFC?
While my iPhone 6 can't do contactless payment (still can't since I'm in the UK), most of my credit cards could do it for years. However, until recently (last year or so) having a contactless enabled card (or phone) was akin to having an automobile 200 years ago. Potentially life changing but useless until gas stations came along :/
Now contactless enabled terminals are starting to become ubiquitous in the UK. We don't really need Apple to drive that, its happening anyway (normal card/terminal refresh cycle). So I can see why the mood may be changing, with many of us becoming accustomed to tapping first. Perhaps its Apple that have followed the change in mood rather then the other way around?
Even still where is the USP for me to switch to paying for a burger with my Phone? I already have a CC, I can just as easily use that. Whereas I have to setup google wallet to use my phone. And even then I have to carry my CC around for larger transactions or stores which don't accept contactless payment.
That is probably where Apple may be driving some change in "mood". They are presenting us with some tangible benefit for switching payment through our phones. Moreover, they are putting some effort (or atleast it seems they are) into getting Merchants/Banks on board. Then again they made some big noises about Passbook and its virtually useless in Europe :/
My apathetic "mood" towards NFC is wavering, but not because Apple have come around, or so I can pay for a burger with my phone. More because I'm starting to see some possible advantage on the horizon to having it in my phone:
- NFC enabled Terminals are now becoming ubiquitous, so I see the possibility of ditching physical membership cards/loyalty cards/etc for virtual ones utilising NFC on my phone.
- Auth through TouchID/(whatever google/MS implement) may mean lifting of limits for contactless payment. So I can then really consider ditching some of my secondary cards.
- As users and companies become accustomed to contactless technology we may start seeing some more interesting approaches. Perhaps an NFC beacon in my car to tell my phone to turn on/off bluetooth as I enter/exit.
Yes this was all possible when NFC started popping up in phones years ago. But nobody really saw any possibility of it happening in the time they would own one of those phones. Nor did anyone see much effort from Google/Manufacturers to develop the service side or partnerships. ITs only the CC providers and payment processors that have put any effort into making this a useful tech to the consumer.
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Correct, but incorrect in this case. A number which increases another number by 100% of its original value, is also 50% of the result, which is what is meant here. Somewhat redundant.
That just shows how little Walgreens actually had to do to support this. They probably didn't even need to educate their employees. As long as the POS registers the payment, they'll figure it out anyway...
Conclusion: iPhone 6 and 6+ users like eating unhealthy food at McDonalds and then go to Walgreens for some digestive aids!
So true! It also has economic origin. All the $ was spent on the phone itself so there is only enough left for fast food and TUMS.
Just as always
How do you use a credit card when a tip is expected? Usually you write in the tip. The restaurant rings up the total at the register or whatever, and you pay it.
Swipe a card, wave a phone. What's the difference?
How do you use a credit card when a tip is expected? Usually you write in the tip. The restaurant rings up the total at the register or whatever, and you pay it.
Swipe a card, wave a phone. What's the difference?
Sure, the apathetic mood around here was obviously because iPhones didn't have NFC. Which makes sense. Why bother thinking about something you can't use?
Nobody except those with NFC. As I've told several times, my Android owning daughter and son-in-law in Florida were perfect examples of using all three main NFC communications protocols:
- They use NFC payments constantly for food, gas, Home Depot, etc.
- They use NFC to touch their phones and easily transfer directions, contacts, photos, etc.
- They use NFC tags to tap to turn on/off Bluetooth and WiFi in their homes, cars and office.
Far too many people ARENT WORRIED ENOUGH about unsecure credit card transactions....
Or.... they are just ignorant....
Choose.
Did you read the headline...
2 different companies...
2 different effects of apple pay...
Walgreens doubled mobile payment due to apple pay.
McDonald's didn't double mobile payment. Half of existing mobile payment is apple pay.
I read the head line.
Any one who thinks that half of the existing mobile payments went to Apple pay to be blunt missing a lot of brain cells.
Reason being is what mobile pay state was their out there. Google wallet. Most of them would not of switch. This is one of those cases it was caused y market growth not people switching.
They more or less said the same thing just differently.
Yes but we're talking about 2 different companies with 2 different effects of Apple pay.
Walgreens - doubled total mobile payments.
McDonald's - Half of current mobile payments are apple pay. No increase in mobile payments.
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So where the headline says:
"Accounted for 50% of Tap-to-Pay Purchases at McDonalds"
you're saying that's factually incorrect?
Where's your proof?
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I think what's confusing people is the headline.
A simpler headline would read:
Apple Pay doubled mobile wallet transactions at Walgreens. (200%)
Apple Pay accounts for half of mobile wallet transactions at Mcdonalds. (50%)
If people are still getting that confused then I give up!!
Read it again. Half of CURRENT. They said nothing about what it was before. Based on growth and posting of all the other usage it means more of it doubled in size.
Doubling in size due to Apple pay means half of the current is going to be using apple pay. Aka 50%. It takes a little logic to understand it.
They'd already a sign that denotes that Apple Pay is accepted... It's that NFC logo that looks like the wifi bars on your Mac or iPhone but sideways. I don't know if they plaster them on door like the MC and Visa logo's (because I usually don't look) but sometimes they have a cardboard/plastic tab attached to the card reader and most of the time when you go to put your card in it'll say tap/swipe/insert chip. This is in Canada of course where EVERY card now has a chip and almost all chip reader capable debit machines are NFC capable (but not necisarilly enabled)
Actually a decrease in other card usage is unlikely. In fact the point of the story was that Apple Pay had helped others services and actually increased their usage rates. Therefore, I would suggest this scenario:
We used to process 200 now we process 400.
Apple accounts for 100 of the increase and our other users account the remainder.
Of course it is still entirely possible that the first poster was right.
That doubling is the same as 50%
The term 'iSheep' similar to 'Apple Fanboy' is just a trigger word. Once you use this perceived insulting word, the reader will disregard whatever point you were trying to make and label you a troll.
If you want respect in this forum, you should avoid using these types of words. Otherwise you are wasting your time or worse perhaps you actually are a troll.
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You are buying the wrong product
iOS devices are for nonsmokers.
I use Apple Pay at the vending machine at the gym more than anywhere else. But then again I am at the gym more than I am at Walgreens or Whole Foods.
Did you actually read the rest of the post? The last sentence suggests not, or you ignored the part which doesn't suit your argument. Many of us CAN use NFC payment regardless of wether our phone has the ability. Those that can't can probably try it out without switching their phone by calling their bank and getting an NFC enabled card.
So "obviously" the apathetic mood was NOT necessarily because iPhones didn't have NFC. As I quite clearly stated in my post, for me it was the lack of support by merchants, the lack of integration (integration with Oyster, our public transport payment system took years), the lack of effort/thought into providing services/infrastructure/integration with other services/etc.
Well its wonderful for your NFC pioneer children (daughter & Son in law) that they live in a world where so many of their regularly used merchants have had NFC enabled terminals for "years". But for arguments sake, lets say we all live in that world, what is the benefit for the consumer? I can't ditch my card as not all merchants have contactless terminals (or do they make all their payments via contactless). In fact I have to go to the trouble of setting up an account for my phone, whereas my NFC enabled card is already in my pocket ready to use.
Moreover, in Europe NFC payments are limited to £20, therefore I couldn't even ditch my cards if all merchants took NFC payment. Worse still this means I'm reluctant to ditch even my supplementary cards, because they are there for the bigger purchases not for the small regular ones (to make it easier to detect card fraud).
BTW what do your children do that exchanging directions is up there in your list. Are they couriers/cab drivers? I'm struggling to remember ever exchanging directions digitally with someone, address and contact details yes but never directions
Did you perhaps cut and paste that list from some marketing blurb? It may be compelling for your children but it isn't for me and I suspect many of us, because there are many very simple alternatives if your phone doesn't have NFC (which many don't). Its only when it becomes ubiquitous along with standard software support that such things become second nature and useful.The only compelling use I've seen in the last couple of years has been tags/beacons. I included it in my list. But again its not been packaged and delivered well by Google/Manufacturers. Ship the phone with stickers, make it easy for the lamen to use, partner up with car manufacturers so its built in to cars, etc. Even still its not the killer feature to make me desire NFC in my phone. Theres only two fixed points where I change a setting on my phone that could be handed off to NFC tags, turn off/on bluetooth when entering/exiting my car and turn on wifi at night so my phone will backup (although often its on anyway).
NFC will be a compelling feature in my phone when it can truly replace the plastic in my wallet (loyalty cards, ID's, credit cards, debit cards, etc). And your children may live in a world where thats possible already, but for me (remember I already have NFC enabled cards) that hasn't come about yet. But I think it may be about to as I've noted (in the last year) many merchants now have terminals, merchants are starting to switch loyalty cards etc to NFC, public transport accepts my CC and Apple pay has implemented Auth so hopefully limits can be lifted. Just to be clear I'm STILL apathetic until I actually see cards leaving my wallet and staying at home in my draw :/
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