Apple Pay Launches in The Netherlands With Dutch Bank ING

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Apr 12, 2001
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Apple Pay officially went live in The Netherlands today, with Dutch bank ING leading the charge to bring Apple's digital payment system to debit and credit card users in the country.


With Apple Pay on iPhone, Apple Watch, iPad and Mac, ING bank customers with Maestro debit cards in The Netherlands can make purchases with their digital wallet in stores, in apps and on websites.

ING customers can activate Apple Pay in the ING Mobile Banking App and add their debit card to the Wallet. Apple Pay works wherever it is possible to make contactless payments, in web shops and in apps.

According to Apple's regional Apple Pay web page, Apple Pay can be used in The Netherlands with several online and high street retailers including Adidas, ALDI, Amac, ARKET, BCC, Burger King, Capi, cool blue, COS, Decathlon, Douglas, H&M, Jumbo, Lidl, McDonalds, Starbucks, and others.

Apple Pay has been gradually expanding across Europe and the Middle East, launching in Poland, Norway, Kazakhstan, Belgium, Germany, Czech Republic, Saudi Arabia, Austria, and Iceland over the last year. Up until today, The Netherlands was one of the most populous countries in Europe that was still awaiting Apple Pay.

(Thanks, Melvin!)

Article Link: Apple Pay Launches in The Netherlands With Dutch Bank ING
 

needfx

macrumors 68040
Aug 10, 2010
3,876
4,069
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Finally we are accepted as First World citizens here in the Netherlands :p

oh, for those who don't know where to find The Netherlands, we are that little dot somewhere in the middle of Europe (use the zoom function on your iPhone :cool: )

And no, we are not the capital of Copenhagen.
would have never imagined the Dutch being self-conscious about their placement on the globe and in general
 

rmoliv

macrumors 65816
Dec 20, 2017
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Good. Still waiting for it to launch here despite the announcement back in early April that it was coming soon. Have been using it though with a UK issued Monese card.
 
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tabilo

macrumors newbie
Mar 15, 2012
28
32
What is taking ING so long to roll this out in Germany ...
Two possible reasons: Different systems that are not yet compatible with tokenization of cards or the contract with Apple
 
Last edited by a moderator:

gixxerfool

macrumors 65816
Jun 7, 2008
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I wonder if I could have paid my speeding fine through Apple Pay Cash instead of the wire transfer. ;)
 
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giebe

macrumors member
Mar 20, 2014
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Germany
Two possible reasons: Different systems that are not yet compatible with tokenization of cards or the contract with Apple
As far as I know from a ING employee, it took so long in general because they streamlined the systems to one. Shouldn’t take long now for a launch in Germany.
 
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Rivanov

macrumors regular
Dec 28, 2010
239
99
Netherlands
"Apple Pay officially went live in The Netherlands today, with Dutch bank ING leading the charge to bring Apple's digital payment system to debit and credit card users in the country."

Only debitcard for now.
 

FamVR

macrumors regular
Mar 25, 2019
125
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One note:

All Dutch banks issue Maestro (read: MasterCard) branded debit cards. Only the SNS Bank and ING Bank offer an optional V Pay (read: Visa) branded card.

Also. You can pay anywhere with Apple Pay, as long as NFC is supported. Which is basically everywhere these days.
 
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Murkrage

macrumors newbie
Aug 31, 2017
12
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would have never imagined the Dutch being self-conscious about their placement on the globe and in general
We're not... well most of us anyways :).

Been using Garmin Pay (ABN/AMRO) with my D2 Delta for a few months now, and I love it!
Works everywhere where you can pay contactless.
Which is awesome because contactless payments have been a huge thing for the last few years. There's not a lot of places that don't accept contactless, which means Apple Pay is instantly usable nearly everywhere.
 

rmoliv

macrumors 65816
Dec 20, 2017
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Where can I access that Dutch (?) website listing all the countries with Apple Pay and the ones in beta testing? Thanks.
 

Jeroen

macrumors newbie
Jun 20, 2007
9
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Antwerp, Belgium
Where can I access that Dutch (?) website listing all the countries with Apple Pay and the ones in beta testing? Thanks.
Not sure what website you're after, but you can get it from these URLs as well.

Production: https://smp-device-content.apple.com/static/region/v2/config.json
Acceptance: [not working] https://smp-device-content.apple.com/static/region/v2/config-beta.json

It seems like they either changed the beta URL or they took it offline. Or maybe there aren't any countries in beta at this point in time so they took it down temporarily. In any case, those are/were the URLs.
 
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DinkThifferent

macrumors regular
Oct 18, 2018
115
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The Netherlands
It is kind of stupid that Maestro cards work but Mastercards don't. Even from ING. Yeah I know it is debit vs. credit but still, technologically it should be 99,9% the same.
 

Sasparilla

macrumors 65816
Jul 6, 2012
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It is kind of stupid that Maestro cards work but Mastercards don't. Even from ING. Yeah I know it is debit vs. credit but still, technologically it should be 99,9% the same.
At least here in the U.S., the difference between a debit card - Maestro for you (almost no transaction fee) and credit card transactions can be 2-3% of the transaction...so I can see the merchants or banks (whoever would be on the hook for that transaction fee difference) wanting to keep it Maestro if possible.
 

tabilo

macrumors newbie
Mar 15, 2012
28
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At least here in the U.S., the difference between a debit card - Maestro for you (almost no transaction fee) and credit card transactions can be 2-3% of the transaction...so I can see the merchants or banks (whoever would be on the hook for that transaction fee difference) wanting to keep it Maestro if possible.
For the banks in Europe the difference is absolute 0.1% (0.2% debit, 0.3% credit). MasterCard Debit / Visa Debit is the way to go, since the card schemes want to get rid of Maestro/VPay mid-term. Historically that was diffeeent and Maestro was slightly less expensive.