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I was about to go for it yesterday.
I might still do it.

It’s time for a new watch too, Series 4 is a big upgrade. But maybe I should wait till September for series 5. I want steel, Darth Vader style, but that is not available here, because our luddite local carriers don't want to support eSIM. Maybe they will get with the program in September.
I have this watch. I love it! But take care. My Black Milanaise watchband "kissed" the sapphire glass.-> light scratches
 
I use my watch, I don’t see much point in taking out my phone instead of my cards.
Using the watch is absolutely always faster than digging for my card thingie and taking out the right card. When you need a PIN because it’s over €25 it’s even worse. I never enter a those insecure PINs any more. It’s glorious.

I’ve been using Apple Pay in The Netherlands since last year March. Bunq, a local bank that operates internationally and has Apple Pay in Italy and Spain, pulled a stunt and explained how we could get it here by setting the phone region to Spain or Italy. I jumped right in, had been waiting for years already. Then ING, a really boring, slow and old fashioned big serious bank, that Apple cannot afford to ignore, who were still very slowly and reluctantly negotiating with Apple, threw a tantrum, stomped their antique wooden shoes and got Apple to make bunq put a stop to it. We can no longer sign up but it continues to work.

Seems like you don't get my point, checking out is not faster, whether you or me are both prepared isn't the point, tapping it with Apple Pay or a card doesn't make a difference, tapping with a card is extremely fast in the Netherlands.

Watch: 2 clicks and Apple Pay is in standby for 60 seconds… I`m prepared with 2 clicks.

I am prepared while doing nothing else in the cue, it adds nothing.


Snip...

All in all, using Apple Pay is just slightly more convenient than using my card. It’s cool because it’s new, but objectively it doesn’t bring that much more to the table..../Snip

Exactly my point, seems like people don't get this, our American friends think it awesome (It's OK) but don't seem to be aware that we already had/have a very convenient payment system here.
 
It complains about the software version not being up to date. But iOS is up to date.

Check your watchOS version too. Maybe that's what's not up to date. The watch gets its own updates too.
[doublepost=1560351756][/doublepost]
Seems like you don't get my point, checking out is not faster, whether you or me are both prepared isn't the point, tapping it with Apple Pay or a card doesn't make a difference, tapping with a card is extremely fast in the Netherlands.



I am prepared while doing nothing else in the cue, it adds nothing.




Exactly my point, seems like people don't get this, our American friends think it awesome (It's OK) but don't seem to be aware that we already had/have a very convenient payment system here.

Like I said before, when making the payment it makes no difference: yes, it is just as fast to tap a card as it is to tap a mobile device or a wearable. But, while you're in line, do you think it is just as fast to take out your wallet and dig for a card as it is to just press a button twice? definitely not. Double pressing a button is easier and faster. I think that's the part you're not getting. Plus, you're also completely ignoring the additional security measures that Apple Pay, Samsung Pay or any other mobile payment offers vs a regular contactless card and that allow for Apple Pay not to have a maximum amount limit.

As for Americans, you are correct. They had never heard about contactless payment until apple pay launched in 2014. Contactless cards never really existed in the US, where magnetic stripes were still widely in use by 2014 and are still used in a lot of places even now in 2019 (that's why, every now and then on sites like this one, you still read an article about some US merchant rolling out Apple Pay: they're actually just rolling out contactless). Obviously Apple Pay was awesome to them when compared to swiping a card, which was also how Apple touted it when they first announced it back in 2014.

I bet people in Mexico will also think Apple Pay is awesome if it ever launches officially in the country (it already works unofficially just like it did in Netherlands for years) where, like in the US, contactless payment is not yet as common as in Europe. The only difference vs the US is that in Mexico magnetic stripe readers were abandoned long ago in favor of chip readers for security reasons, and most if not all chip readers currently in use are also NFC capable, so any merchants who have yet to start accepting contactless payment in Mexico would only need to enable it via software with no need to buy new hardware like merchants in the US had to (though more than one merchant in Mexico might still end up buying new equipment out of ignorance).
 
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Seems like you don't get my point, checking out is not faster, whether you or me are both prepared isn't the point, tapping it with Apple Pay or a card doesn't make a difference, tapping with a card is extremely fast in the Netherlands.



I am prepared while doing nothing else in the cue, it adds nothing.




Exactly my point, seems like people don't get this, our American friends think it awesome (It's OK) but don't seem to be aware that we already had/have a very convenient payment system here.
Grab your wallet, open your wallet, get your card out of the wallet and all those steps the other way around afterwards is nothing? Okay!:confused: A PIN at an amount of 25€ or 50€. Less security! You just don´t get it or you just refuse to understand me and the others.
 
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Check your watchOS version too. Maybe that's what's not up to date. The watch gets its own updates too.
[doublepost=1560351756][/doublepost]


Like I said before, when making the payment it makes not difference: yes, it is just as fast to tap a card as it is to tap a mobile device or a wearable. But, while you're in line, do you think it is just as fast to take out your wallet and dig for a card as it is to just press a button twice? definitely not. Double pressing a button is easier and faster. I think that's the part you're not getting. Plus, you're also completely ignoring the additional security measures that Apple Pay, Samsung Pay or any other mobile payment offers vs a regular contactless card and that allow for Apple Pay not to have a maximum amount limit.

As for Americans, you are correct. They had never heard about contactless payment until apple pay launched in 2014. Contactless cards never really existed in the US, where magnetic stripes were still widely in use by 2014 and are still used in a lot of places even now in 2019 (that's why, every now and then on sites like this one, you still read an article about some US merchant rolling out Apple Pay: they're actually just rolling out contactless). Obviously Apple Pay was awesome to them when compared to swiping a card, which was also how Apple touted it when they first announced it back in 2014.

I bet people in Mexico will also think Apple Pay is awesome if it ever launches officially in the country (it already works unofficially just like it did in Netherlands for years) where, like in the US, contactless payment is not yet as common as in Europe. The only difference vs the US is that in Mexico magnetic stripe readers were abandoned long ago in favor of chip readers for security reasons, and most if not all chip readers currently in use are also NFC capable, so any merchants who have yet to start accepting contactless payment in Mexico would only need to enable it via software with no need to buy new hardware like merchants in the US had to (though more than one merchant in Mexico might still end up buying new equipment out of ignorance).


I am in line, picking my nose, so no time is wasted, it makes no difference, or for the cashier to check all items, again, time to get my card instead of picking my nose.;)

Security (Card) is not much of an issue here, as long as you keep your PIN code for yourself you won't have to pay a dime when your card gets compromised.

Grab your wallet, open your wallet, get your card out of the wallet and all those steps the other way around afterwards is nothing? Okay!:confused: A PIN at an amount of 25€ or 50€. Less security! You just don´t get it or you just refuse to understand me and the others.


See above, does it matter if it takes 3 seconds or one while waiting in line or waiting for the cashier to check my items???
No, is the answer.

It was about it being faster, it's not when you are prepared and that's a fact as others like the one above agreed with me.
Convenient...Yes.
 
Exactly my point, seems like people don't get this, our American friends think it awesome (It's OK) but don't seem to be aware that we already had/have a very convenient payment system here.
That's exactly it. In many countries you didn't have a payment system in place that worked as well and is as cheap as using your debit card (wirelessly) here. Apply Pay only becomes slightly more convenient when you want to pay for more than € 25 using NFC. Even in that case it saves you the trouble of entering your PIN. One can ask him/herself how much of an issue that really is to begin with. Personally, I don't have much patience with people who complain about how hard and annoying it is to pull a card out of a wallet and how amazing Apple Pay is for that reason.
 
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Personally, I don't have much patience with people who complain about how hard and annoying it is to pull a card out of a wallet and how amazing Apple Pay is for that reason.

It's not like anyone is making you do it. Please stick with what works for you.

It's not hard to pull my keys out of my pocket to start my car but I'd never want to do it again now that I have a car with push button start. It's not hard to pull my phone out of my pocket every time I want to see who texted me but I'd never want to do it again now that I have an Apple Watch. The same goes with paying with a physical card now when I'm able to use Apple Pay.
 
It's not like anyone is making you do it. Please stick with what works for you.

It's not hard to pull my keys out of my pocket to start my car but I'd never want to do it again now that I have a car with push button start. It's not hard to pull my phone out of my pocket every time I want to see who texted me but I'd never want to do it again now that I have an Apple Watch. The same goes with paying with a physical card now when I'm able to use Apple Pay.

Not needing Car keys and reading text is a lot more convenient than using ApplePay compared to paying with a card, you've probably read my posts so you know it is not faster, convenient..yes, slightly more secure (There's no risk paying for lost money here, banks pay)..kinda, faster...Nope.

There's another thing, we don't complain about these non issues here, not saying you do.
Some things seem to be very convenient but are in fact not, like using an App to control your Tv or *Philips Hue (Z-wave is much better).


*Haha, philips is Dutch.
 
Not needing Car keys and reading text is a lot more convenient than using ApplePay compared to paying with a card, you've probably read my posts so you know it is not faster, convenient..yes, slightly more secure (There's no risk paying for lost money here, banks pay)..kinda, faster...Nope.

There's another thing, we don't complain about these non issues here, not saying you do.
Some things seem to be very convenient but are in fact not, like using an App to control your Tv or *Philips Hue (Z-wave is much better).


*Haha, philips is Dutch.
It's your opinion but in my eyes not correct...

If I go to the supermarket I have to pick my card from my bag and put in my pocket.
Then get it out of my pocket to pay in the supermarket en most likely have to use a pincode.
Then put it back into my pocket.
Then at home remove it again from my pocket and put it somewhere in my bag again.

Apple pay on the watch, I'm always wearing it so no extra steps taken and don't have to think of anything.
Just double click the button and pay, so yes it is FASTER.
 
It's not like anyone is making you do it. Please stick with what works for you.
Did I say anyone was forcing me? No, I did not.

It's your opinion but in my eyes not correct...
Since it's an opinion there's no correct or incorrect.

If I go to the supermarket I have to pick my card from my bag and put in my pocket.
Then get it out of my pocket to pay in the supermarket en most likely have to use a pincode.
Then put it back into my pocket.
Then at home remove it again from my pocket and put it somewhere in my bag again.
So yeah, all in all Apple Pay is a bit more convent because what you're describing really isn't that much of a deal to begin with.
 
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So yeah, all in all Apple Pay is a bit more convent because what you're describing really isn't that much of a deal to begin with.

For something that's much of a deal you sure are working hard to try and convince people otherwise. Apple Pay is great and I'm happy for the people in the Netherlands who get it use it.
 
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Did I say anyone was forcing me? No, I did not.


Since it's an opinion there's no correct or incorrect.


So yeah, all in all Apple Pay is a bit more convent because what you're describing really isn't that much of a deal to begin with.

The deal is that it's easier and faster and more safe, no denying in that.
 
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So, I'm just back from my holidays across Eastern Europe for the last 2 weeks. When Apple pay launched in NL, I was in Tallinn. I was able to activate it from there and have been using Apple pay on my Apple Watch everywhere...worked perfectly. But today, when I returned to NL, I tried it on Albert Heijn self checkout. It rejected payment using my watch :( I didn't try using my mobile though. I had to pay by tapping my card. Anyone has any idea whether there is Apple watch compatibility issue in AH?
 
So, I'm just back from my holidays across Eastern Europe for the last 2 weeks. When Apple pay launched in NL, I was in Tallinn. I was able to activate it from there and have been using Apple pay on my Apple Watch everywhere...worked perfectly. But today, when I returned to NL, I tried it on Albert Heijn self checkout. It rejected payment using my watch :( I didn't try using my mobile though. I had to pay by tapping my card. Anyone has any idea whether there is Apple watch compatibility issue in AH?

There was a post from someone less than a week ago that said they used Apple Pay at Albert Heijn.

Here's the post.
 
There was a post from someone less than a week ago that said they used Apple Pay at Albert Heijn.

Here's the post.
Yeah, reading through other online forums, I do see people saying that it works in AH. But it clearly gave me an error that said something like the payment method is not supported (or something of that sort... Will look for the exact message next time)... Tried twice and then pulled out my card sadly
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So a question for the locals here: did Apple Pay work at Albert Heijn for you? Just tried it here in Amsterdam East but it kept failing. In the end I just used my regular ING card which did work. Apply Pay worked elsewhere just fine though.

All in all, using Apple Pay is just slightly more convenient than using my card. It’s cool because it’s new, but objectively it doesn’t bring that much more to the table.
Same issue for me today at an Albert Heijn XL store in Den Haag. But I tried it with my watch and not the mobile (not sure whether it makes any difference)
 
So, I'm just back from my holidays across Eastern Europe for the last 2 weeks. When Apple pay launched in NL, I was in Tallinn. I was able to activate it from there and have been using Apple pay on my Apple Watch everywhere...worked perfectly. But today, when I returned to NL, I tried it on Albert Heijn self checkout. It rejected payment using my watch :( I didn't try using my mobile though. I had to pay by tapping my card. Anyone has any idea whether there is Apple watch compatibility issue in AH?

I'm using Apple pay on my iPhone and watch for several months now at the AH without any problems. Though I do know the first time and second time with the watch failed, not sure why, but third and all after were succesful.
Maybe the positioning or something else went wrong, no idea but it's working flawless now.
Only place where it doesn't work is at the Total gas stations.
 
I'm using Apple pay on my iPhone and watch for several months now at the AH without any problems. Though I do know the first time and second time with the watch failed, not sure why, but third and all after were succesful.
Maybe the positioning or something else went wrong, no idea but it's working flawless now.
Only place where it doesn't work is at the Total gas stations.
That's quite encouraging.... Thanks. I'm gonna keep trying.
 
For something that's much of a deal you sure are working hard to try and convince people otherwise. Apple Pay is great and I'm happy for the people in the Netherlands who get it use it.
I'm really not trying to convince anyone of anything, it's just how I feel: it a nice extra option, but that's about it. Largely because as a country The Netherlands already had its payment systems in good working order. I realize that isn't true everywhere, and Apple Pay fills a big gap in that case. That doesn't mean the issue exists everywhere. If anything I think it's interesting to see EPO75 and you feel so strongly about Apple Pay, trying to counter any comment in here that doesn't fully support your views. It's almost turning to gospel: "Thou shall not say Apple Pay is not a big deal in the Netherlands!"
[doublepost=1561037841][/doublepost]
Yeah, reading through other online forums, I do see people saying that it works in AH. But it clearly gave me an error that said something like the payment method is not supported (or something of that sort... Will look for the exact message next time)... Tried twice and then pulled out my card sadly
[doublepost=1560798425][/doublepost]
Same issue for me today at an Albert Heijn XL store in Den Haag. But I tried it with my watch and not the mobile (not sure whether it makes any difference)
The issue I noticed at the terminals at Albert Heijn is they're EXTREMELY fast to throw out an error message and I guess they're a bit sensitive too? I have to align my iPhone XS perfectly with the reader in one go or else it'll spit out a "failure to read card". Before I was holding the middle of the phone against the reader and it'll fail. This wasn't an issue elsewhere though. Ever since I found out the NFC tag is apparently located at the top of my iPhone I'm not having problems anymore at Albert Heijn. Readers at most other stores seem less picky or maybe have stronger scanning capabilities.

I haven't seen a "Payment not supported" error so far at Albert Heijn stores in Amsterdam. Just a "Failure to read" one. So yeah, like EPO75 is saying, it probably has to do with positioning only.
 
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I haven't seen a "Payment not supported" error so far at Albert Heijn stores in Amsterdam. Just a "Failure to read" one. So yeah, like EPO75 is saying, it probably has to do with positioning only.

That makes sense, and that's where I could see Apple Watch being a bit harder to use since it's smaller. BTW here in Mexico I have gotten those read errors a few times too on some terminals, especially when the new Ingenico move 2500 portable terminals started replacing the older verifone vx 520s previously used at many places (which had a more powerful NFC reader that worked great with Apple Pay and I will miss them). I've also run into broken NFC readers a couple of times, where the terminal displayed the usual "insert swipe or tap" screen but there was no response when holding my device near it (in those cases I tried both my iPhone and Apple Watch and none got a response, so I knew it was a problem with the terminal....maybe they dropped it or something and the NFC reader antenna got damaged. I also knew NFC was definitely not intentionally disabled in those few cases as the NFC symbol was on the screen).
 
At least here in the U.S., the difference between a debit card - Maestro for you (almost no transaction fee) and credit card transactions can be 2-3% of the transaction...so I can see the merchants or banks (whoever would be on the hook for that transaction fee difference) wanting to keep it Maestro if possible.

Thanks to the EU, as of 2018 credit card fees are a thing of the past. https://www.thetravelmagazine.net/no-credit-debit-card-fees-europe-2018.html
 
Thanks to the EU, as of 2018 credit card fees are a thing of the past. https://www.thetravelmagazine.net/no-credit-debit-card-fees-europe-2018.html
That article is about the fees paid by the consumers, though. Sasparilla is actually talking about the fees that the merchants (stores, restaurants, etc) pay the banks for accepting credit and/or debit cards. That's a different animal. I doubt those fees can ever disappear anywhere. Otherwise, if consumer and merchant fees were eliminated, what would be in it for the banks anymore?
 
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