Still waiting in scandinavia. How long has it been now? Two years?
Your fault for living in Europe. Come to the dark side....
[doublepost=1475584369][/doublepost]boggles the mind why they would trust the Russians with this. It'll be hacked to ****.
Still waiting in scandinavia. How long has it been now? Two years?
Nice to see Apple continuing to roll it out where the local banking system / govt allows them.
Here in the U.S. its gotten better around my area (have Jewel, Meijer for groceries, Wallgreens for drugstore so daily things are getting covered, but alot of stores still choose not to implement it).
Because Apple improves the experience and makes it more secure than it is now.And tell me, why shouldn't they protect their business, Apple also has one goal here, to make money out of it, money that is normally collected by the banks.
Don't get me wrong, I dislike banks as much as many others but Apple is nothing better here.
Chip & Pin isn't any more secure than swiping and entering a PIN. In fact, IMO it's less secure. Since my banks have rammed Chip & Pin down my throat, I've noticed that transactions under $20 generally don't require me to enter my PIN. So if someone steals my card, they could use it repeatedly for small transactions without penalty. For larger transactions, I have to enter my PIN, but how is that any more secure than before? Now the machine holds a card until the transaction is completed, increasing the likelihood it could get left behind.Scandinavian customers are perfectly happy using chip & pin so there's very little incentive for the banks to start sharing their transaction fees with Apple.
Your fault for living in Europe. Come to the dark side....
[doublepost=1475584369][/doublepost]boggles the mind why they would trust the Russians with this. It'll be hacked to ****.
And tell me, why shouldn't they protect their business, Apple also has one goal here, to make money out of it, money that is normally collected by the banks.
Don't get me wrong, I dislike banks as much as many others but Apple is nothing better here.
Wow, really? Chip and pin requires a card and even you have NFC enabled card you still need a card. Apple Pay removes most of the card fraud. since banks don't do it for free neither should Apple. What kind of stupid argument is that?Stuck in last decade? On the contrary, Apple Pay is mostly useful in countries where they still use the ancient magnetic strip swipe. This is a significant security issue which Apple Pay solves. Scandinavian banks, oth, employ the chip & pin system (and has done so for at least a decade) which is much more secure and also more convenient than the magnetic strip which means the most important benefit of Apple Pay would make very little difference there.
Scandinavian customers are perfectly happy using chip & pin so there's very little incentive for the banks to start sharing their transaction fees with Apple.
Stuck in last decade? On the contrary, Apple Pay is mostly useful in countries where they still use the ancient magnetic strip swipe. This is a significant security issue which Apple Pay solves. Scandinavian banks, oth, employ the chip & pin system (and has done so for at least a decade) which is much more secure and also more convenient than the magnetic strip which means the most important benefit of Apple Pay would make very little difference there.
Scandinavian customers are perfectly happy using chip & pin so there's very little incentive for the banks to start sharing their transaction fees with Apple.
Because Apple improves the experience and makes it more secure than it is now.
Why all of you think that I'm a moron from a desert?Depends where you are, most European countries don't need Apple Pay, we have Chip and Pin, also more and more businesses have contactless pay available, if I hold my card next to the POS I have paid, take note though, there is a limit and if you have to pay more you have to input your pin which is not much less convenient than having Apple Pay.
Chip and pin (or chip and signature as we do here in the states) is neither more secure and certainly not as convenient as magnetic strip.
Wow, really? Chip and pin requires a card and even you have NFC enabled card you still need a card. Apple Pay removes most of the card fraud. since banks don't do it for free neither should Apple. What kind of stupid argument is that?
At my Farmer's Market, all vendors have switched to accepting CC through Square, except the lettuce lady. None of the squares have the NFC chip yet, but at least we have gotten past the cash only issue here. Apple should buy square and then immediately stop the production of the square dongle without NFC. At least in the US, square is huge for the small vendors (I see them everywhere these days) so simply switching them to all nfc without an option for non-nfc readers would be a huge deal.Had to use cash at a farmer's market the other day. Ridiculous. Got given some of that silly plastic Mobopoly money in change, too.
Luckily, I was able to nip in to the nearby Costas to buy a flat white with my Apple Watch. Phew.
And tell me, why shouldn't they protect their business, Apple also has one goal here, to make money out of it, money that is normally collected by the banks.
Don't get me wrong, I dislike banks as much as many others but Apple is nothing better here.
- Here in Scandinavia and most of Western Europe, Apple Pay support equals contactless payment support. Contactless NFC credit and debit cards are ubiquitous, as are NFC equipped terminals. Any place that has them also accepts Apple Pay, and nearly every store does.Apple Pay is still an unrealistic feature to me. Way too many major retailers still do not accept it, which means it is more out of my way to use Apple Pay when I actually happen to be in a retailer that takes it than it would be to just use cash or my normal card.
I do find it kind of funny though, I can't go to Target and use Apple Pay, but I can use it at our new vending machine at work.
I fully understand the constraints and obstacles.You don't seem to understand that the delay isn't up to Apple. The banking system in each country will dictate it. If it was up to Apple, they would roll it out everywhere tomorrow
The banks are not blocking AP because they think they have a bunch of happy customers.Stuck in last decade? On the contrary, Apple Pay is mostly useful in countries where they still use the ancient magnetic strip swipe. This is a significant security issue which Apple Pay solves. Scandinavian banks, oth, employ the chip & pin system (and has done so for at least a decade) which is much more secure and also more convenient than the magnetic strip which means the most important benefit of Apple Pay would make very little difference there.
Scandinavian customers are perfectly happy using chip & pin so there's very little incentive for the banks to start sharing their transaction fees with Apple.
Should read "available* in the United States." Sure it's here but it's far from being an accepted way to pay in most stores -- at the the ones I shop at least. When is the last time a major retailer signed up? Still waiting for Home Depot and the big grocery chains. Not having Target or CVS is a huge ding on ApplePay too.
German banking cartel likely blocking (for example look at Australian and Swiss banking cartels.)I'm genuinely curious. Are you saying Germany's banking industry and infrastructure is ready to embrace and accept ApplePay, but for some reason Apple is unwilling to offer service?
For German nationals in the German market (like any local situation), the biggest issue is getting the local financial institutions to play ball (they want to block because of fees and seeing Apple as a new entrant and future competitor), the next issue is getting merchants that don't have fully compliant NFC terminals on board (unless merchants take specific steps to block, like Walmart, CVS and Rite Aid, if they are fully up to date in NFC they should be able to automatically support AP.)I used my 6s (with an American credit card) at the German OBI.
Meijer also accepts AP at the pump.Nice to see Apple continuing to roll it out where the local banking system / govt allows them.
Here in the U.S. its gotten better around my area (have Jewel, Meijer for groceries, Wallgreens for drugstore so daily things are getting covered, but alot of stores still choose not to implement it).