I haven't. But I've noticed it works virtually everywhere. Even in the back of a sketchy Chicago taxi cab.
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Apple Pay Now Supported at JetBlue, Office Max and 12 Other Retailers
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I haven't. But I've noticed it works virtually everywhere. Even in the back of a sketchy Chicago taxi cab.
Samsung Pay (and other NFC payment options) are only competition in that Samsung's devices now offer the convenience of NFC payments same as Apple.
NFC payment options are competing against each other - they all work at the same terminals. The competition comes on the hardware end - now both companies can say they offer a mobile wallet solution.
The branding "Apple Pay" and "Samsung Pay" and "Google Wallet" mean next to nothing on merchant end.
Now how those payment systems treat your card data and personal info is a whole other story.
I don't remember that. Perhaps you're thinking of how NFC payment via another wallet was often dissed before Apple Pay came along.
Some have added an Apple Pay sticker, many have not. As mentioned above, look for the generic NFC payment emblem instead:
I want an app that will give me a ping or vibrate when I walk into a store that accepts Apple Pay. When I check my phone (orWatch), it will have an Apple Pay icon and a thumbs up.
That would be neat.
Hey, you're right.
I say they're not competing directly with each other. Apple Pay only works on certain iPhones. Samsung Pay will only work on certain Samsung phones. It's not like everyone has a choice.
The primary reason to go with Samsung would be if you traveled a lot of places that still only swiped cards (and there a lot of places like that in the world -- including many locations in the US for a while to come), and you really wanted to be contactless & tokenized all the time.
Hmm. Actually, the tokenized part could be really handy in shady non-chip locations all over the globe that might try to skim your card info.
Good point.
I don't own a single supported card either, even though I carry two Discover cards, a B of A business card, and a bank Visa card. Bank of America is only partially supporting Apple Pay (small business cards not included). So it isn't like they are totally not on board, but they sure are keeping one foot on the dock for some unknown reason. Also, what about community banks? Somebody (presumably Apple) has to answer for why these smaller institutions are not joining, or if they ever will.
So Apple can continue to add merchants, and that's fine for some I suppose, but to me the entire system is still completely irrelevant.
Yes the NFC sign came up on the screen and then the cashier kept pushing buttons to keep it from letting me use Apple Pay. He pretended to not know what I was doing even though I had been using at that store and other places for several months. I finally just left because I didn't bring any cash with me. I just won't be going back. *shrugs*
I'd like to see more mom and pop shops to adopt this.
Some of these stores don't exist around where I am.
Some of these stores don't exist around where I am.
Do I need a separate app to use Coke vending machines? I haven't tried it yet, but I thought I read a sign on a machine that infers an app being needed.
No it isn't. That's an absurdly high bar and will obviously never happen. ApplePay doesn't stand alone - it's merely one supporter of the much broader (and already existing) NFC standard. NFC, btw, can be (and has been for a few years already) built into existing credit cards. It does not require any kind of phone. And NFC is one of a few diversified payment systems including NFC, EMV chips, and (the effectively deprecated) magstripe. ALL of which already worked in some locations, even before ApplePay was announced, and the number of locations continues to grow, with or without ApplePay. My local regional grocery store chain supported ApplePay on day one - purely because their terminals were new(ish) and already supported NFC.
The success of ApplePay is ultimately going to hinge on widespread support by banks and unfettered NFC acceptance by merchants. The former is pretty much already there, and the latter is inevitable in the long term, spurred by the fraud liability changes coming later in October. (In October, rather than the banks being liable for CC fraud, the least-advanced party in the transaction is responsible, defaulting to the bank if they're equal, I assume. So if the merchant doesn't support EMV, for example, but the bank does, the merchant eats the cost of fraudulent transactions instead of the bank.)
CurrentC is hindering some merchants' acceptance of ApplePay and other such technologies, but that is likely temporary, as the exclusivity clause allegedly expires. If it doesn't, I expect that merchants will begin to withdraw from CurrentC and it will fail. Merchants aren't going to go out of their way to block a form of payment that their customers are asking for to support one that no one has even heard of outside of the group that hates it for blocking their ApplePay. lol
Around the same time we get iTunes radio...
Really feeling a little short-changed by Apple in recent years, I think it's time to move on. Being chained to iTunes which is hideous to use on my PC, being told about all these things my device can do which I don't have access to (yet I pay more than those in the US for the privilege), forced and un-deletable apps to prompt me to buy a watch I don't want. If I wanted a crappy experience I'd by a cheaper device, so I may as well do that.
Home Depot
At the two local Home Depot stores, Apple Pay works for my Visa card (Chase) but is rejected on the MasterCard (Citi).
The latter is interesting - the terminal lights up the iPhone, I touch the home button, the checkmark comes up with "Done" and then it says that it failed.
When I switch to the Visa card the same process works fine and completes all the way. Quite weird. BTW - this is not a one-time thing, it has happened each time I've tried.
Despite the fact that HD was hacked - quite hard - they STILL have not activated their chip-card readers. They are there but inactive. This is beyond stupid.
At the two local Home Depot stores, Apple Pay works for my Visa card (Chase) but is rejected on the MasterCard (Citi).
The latter is interesting - the terminal lights up the iPhone, I touch the home button, the checkmark comes up with "Done" and then it says that it failed.
When I switch to the Visa card the same process works fine and completes all the way. Quite weird. BTW - this is not a one-time thing, it has happened each time I've tried.
Despite the fact that HD was hacked - quite hard - they STILL have not activated their chip-card readers. They are there but inactive. This is beyond stupid.
When ApplePay was new, I had a similar problem with a cashier once. He thought I was trying to use something like Google Wallet, so he did something so that the box would display a Qcode for that, but it aborted the ApplePay transaction. After a couple of tries, I told him to just pretend I was using a normal credit card swipe, and it went through. lol
whither CurrentC ?
We haven't heard much from the CurrentC folks lately. I wonder how their "new product" is going ?
I'm damn sure that I will NOT give Walmart et al. unfettered ACH access to my bank account, with next-to-none security
We haven't heard much from the CurrentC folks lately. I wonder how their "new product" is going ?
I'm damn sure that I will NOT give Walmart et al. unfettered ACH access to my bank account, with next-to-none security
Is it weird that I am super excited for this option on vending machines? So damn convenient, I only fear it will take forever to actually become ubiquitous.
I've been at a trade show at McCormick Place in Chicago this week. All of their beverage vending machines have Apple Pay. I've probably spent $50 in water in the last week using Apple Pay during the show.
Apple simple needs to issue a software update enabling ApplePay via NFC to another Apple device and see adoption explode. Maybe even throw in a simple register App like Square in improve adoption.
It must be frustrating for CurrentC that they are still in the pilot phase in a few markets while Apple Pay is active across the entire country.
Both payment systems have been in the works for years now.
And let's not forget how clunky CurrentC's implementation is. QR codes?
QR codes, in theory, will allow it to work on pretty much any smartphone. That might be the only positive thing about CurrentC.
Then again... the security aspect of CurrentC leaves a lot to be desired.
Well it never failed in the EU and Australia. You can't fail if it never existed here in the first place.
Do it so you can do it some more
This is one of those "grass roots" movements. The more you use your Apple Pay, the more others will start accepting it.
I pull out my phone every time I see the Apple Pay logo because I want the cashiers to see I'm using it and I want everyone in line to know too.
This is how you get adoption.
Eventually it won't be a "thang"
This is one of those "grass roots" movements. The more you use your Apple Pay, the more others will start accepting it.
I pull out my phone every time I see the Apple Pay logo because I want the cashiers to see I'm using it and I want everyone in line to know too.
This is how you get adoption.
Eventually it won't be a "thang"
It's growing pretty nicely and will definitely be the thang. Will take a while though, but at least apple started the push.
I believe Jersey Mike's is franchised. I was in one a week ago here in Phoenix and asked if they would be adding Apple Pay support. The cashier told me the owner didn't want to.
I've used it successfully at Circle K, Home Depot, Whataburger, and the vending machines in the office I work. The latter is far too convenient.
I've used it successfully at Circle K, Home Depot, Whataburger, and the vending machines in the office I work. The latter is far too convenient.
So many people I work with are suspicious of Apple Pay and don't feel comfortable having their card info on it. I always then explain how secure and private it actually is as well as mentioning that its less safe to carry around a wallet where a card may be left behind or a waiter could be gone for 10 minutes to jot down the card and security code #s. If Apple can do an ad campaign to clarify the security features for the masses, many more people would sign up.