Who did you switch to? I'm one of those Barclays customers you mentioned before and extremely unimpressed. But really struggling to make the decision about who I could/should switch to.
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Apple Pay Now Supported by Halifax, Lloyds, and Bank of Scotland in the UK [Updated]
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Who did you switch to? I'm one of those Barclays customers you mentioned before and extremely unimpressed. But really struggling to make the decision about who I could/should switch to.
I had Barclays as my main account, but I switched to First Direct, although they do not have high street branches, their telephone banking has been very good and efficient. I keep Halifax as a backup bank, since their saving rate is very good.
Ah. First Direct looks good. Although says there's a £10 monthly charge to hold an account with them? I never understood banks charging for use of a bank account, why should I pay them to store my money? It's not a lot though and the £125 switch reward is quite enticing.
I had to call through to verify my Halifax Clarity Mastercard and the agent said it wouldn't go through the MasterCard portal at the moment, apparently they have to contact Apple to push it through the systemI just managed to register two MasterCard cards issued by Bank of Scotland, and Halifax. Hence maybe just few unfortunate ones?
My Halifax Visa debit card worked fine though.Why would you not pay them to store your money? Somebody needs to buy the padlock
I think it's more to do with government regulation and them having to hold more money/ring-fence customer money which means they don't see a great margin in the retail banking divisions. I'm guessing they'd rather not have the investment division's profit subsidising retail banking when they could just get the money from customers.
Same here, dumped Barclays and moved to Santander. Also took the time to dump Barclaycard as Virgin are offering 36 months 0% on balance transfers. When my mortgage deal expires next year that and my joint account will move away from Barclays.
The £10 fee will be waived If you have other products with them, for example, Cash ISA, Credit Card or Online Saving account, so technically it is still free banking.
I also moved my ISA from Barclays to FD as well, since Barclays are lowering their rates starting in September
Anyways, it is getting a little off topic now ..
London is essentially a different country
None of the Tesco stores in Edinburgh and Glasgow accept contactless.
London is essentially a different country
None of the Tesco stores in Edinburgh and Glasgow accept contactless.
Or in the North East of England.
I asked our express store when they'll get contactless as its on a business park of 10,000 people. She said maybe this year but probably early next year.
Considering 80% of their custom is lunch time £3 meal deals, it's annoying they're taking so long.
London is essentially a different country
None of the Tesco stores in Edinburgh and Glasgow accept contactless.
I use the self checkout most of the time. The software has been updated - you can see the contactless option on the select payment page - but it's greyed out, obviously because the hardware isn't there. Tesco has many thousands of tills, it would cost quite a lot to upgrade them all, so I wouldn't hold your breath. M&S already did, but then they don't charge just prices, they charge M&S prices, so they can afford it.
I do most of my banking with TSB and daily spending on their Avios credit cards to get avoid/airmiles points. Given that TSB are still sort of connected to Lloyds (they seem to still use the same systems and probably call centres as far as I can tell) I hope they follow suit by 25 September when am upgrading from 5s to 6s and will finally be able to us Apple Pay!
My Tesco is a new build, only opened a few months ago, and they don't have contactless, so it seems to be policy, rather than 'not got around to updating them yet'.
Oh yeah, sure. Conctactless will make its way to self-checkout no doubt at all. Except ASDA. Walmart don't accept any from of contactless payment in America so apparently they've said ASDA won't be too. Such a dumb business decision, in my honest opinion. Shame cause the supermarket I seem to go to the most is ASDA.
Super odd. ASDA won't support contactless either, but that's mostly because Walmart don't accept it in the US. Dumb really. Contactless is so much quicker and more convenient for the customer. Heck, it helps them give you their money MORE EASILY!
Asda's around here support contactless, I've used in two nearest ones multiple times. So it's not a complete company ban unlike walmart in states.
I'm guessing it's an M25 thing much like with Tesco's. Asda apparently started trialling it in 25 stores in 2012, I'm guessing it's still only the same 25 stores that have it, perhaps?
Slowly moving from Barclays to Nationwide. Moving all of my money to them. Barclays has disappointed me with not supporting Apple Pay. The only major bank. Disgrace.
I enjoy Apple Pay so much
I enjoy Apple Pay so much
WARNING: Make sure you have a decent internet connection when verifying the card (usually by phoning your bank).
I was out on Sat shopping and my mobile connection was on 2-3 bars (adequate I thought, as webpages loaded fine), but it failed ever to verify that day while out shopping despite phoning Halifax to do so. I had to wait until Sun and do it at home on my home WiFi.
Hope this helps someone trying to do so.
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Oh, and F you NatWest!! Despite having a current/checking account and contactless debit card with them for over 20 years, which they allow Apple Pay with easily, they refuse to either offer a contactless card NOR allow Apple Pay for my NW VISA credit card (with a perfect usage history, BTW).
Instead they really expect me to apply for whole new credit on one of their MASTERCARDS instead just to get these 'technical' functionalities to spend money on their cards and earn them money (through the potential interest charges)!
Just dumb, really dumb, NatWest. Complaint filed accordingly.
Misapplying technical usages to enforce new credit applications; truly appalling. Is this supposed to be appropriate behaviour, because I certainly don't think so, and I suspect all your other needlessly affected customers don't either, nor the FCA (Financial Conduct Authority).
I was out on Sat shopping and my mobile connection was on 2-3 bars (adequate I thought, as webpages loaded fine), but it failed ever to verify that day while out shopping despite phoning Halifax to do so. I had to wait until Sun and do it at home on my home WiFi.
Hope this helps someone trying to do so.
______
Oh, and F you NatWest!! Despite having a current/checking account and contactless debit card with them for over 20 years, which they allow Apple Pay with easily, they refuse to either offer a contactless card NOR allow Apple Pay for my NW VISA credit card (with a perfect usage history, BTW).
Instead they really expect me to apply for whole new credit on one of their MASTERCARDS instead just to get these 'technical' functionalities to spend money on their cards and earn them money (through the potential interest charges)!
Just dumb, really dumb, NatWest. Complaint filed accordingly.
Misapplying technical usages to enforce new credit applications; truly appalling. Is this supposed to be appropriate behaviour, because I certainly don't think so, and I suspect all your other needlessly affected customers don't either, nor the FCA (Financial Conduct Authority).
Dumb, perhaps, but I doubt FCA will care much about not offering an added value feature on a card.
They should do when they learn NW are misusing mass-usage technical features such a card should be able to offer with no technical reasons for not doing so, in order to get current customers to reapply for the credit they have been using perfectly appropriately for ages. The card is not a "beginners" card or similar, nor a special/advanced card – all NW Visa cc's fall under this blanket policy NW seem they feel is perfectly reasonable behaviour, for entirely arbitrary reasons. My NW debit card is accepted, for example, so this is deliberate and unreasonable.
It's just the same as a bank not allowing checking account customers direct debit or standing order facilities, or giving customers credit cards which cannot be used to spend-on in shops; such minimum standard of facilities are governed by govt quangos set-up to tell them they should be doing so, as it's unreasonable behaviour in an age where banks themselves are requesting we use automated services as much as possible to save them time and money.
https://en.wikipedia.org/wiki/Financial_Conduct_Authority#Powers
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Lloyds Bank don't support Apple Pay on their (former) Visa Credit Cards either. Why? I don't know.
I managed to use Apple Pay at the Tesco Metro on High Street, Kensington last Tuesday. In Wallet it had an 'i' next to the transaction which bought up the store's details and highlighted the fact it was an Apple Pay store.