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I've used it since the feature was introduced. At first it was frustrating. Not because of Apple, but because of lots of problems on the retailer side. Poor adoption rates, wonky pay terminals that weren't reliable, terminals that had the sticker but lack of implementation on the back-end prevented it from working, etc.

It's much better now. It's more often than not supported at most retailers I visit, and the terminals work pretty reliably. Sometimes a retailer supports it but doesn't display the symbol, so I'll get halfway through the payment process just to find out I can use Apple Pay. Which I usually do, even if I have the card already out, because I know Apple Pay is much more secure.

There are still some major retailers that are holding out intentionally (Target, I'm looking at you). I'm confident they will eventually come around, but not until Apple Pay is so widespread that it can't be ignored anymore. That could be several more years off.
 
Off topic, nothing special nowadays, it's legal in many places.

About ApplePay, do you really need it, ApplePay doesn't solve a problem, your debet/credit card works faster than ApplePay below the Limit you have to input your pin, hell, you can even tap and PIN nowadays without inserting the card.
Yes because I have to go into my bag,find my purse, take it out, find the card then put the card into the machine and then put my pin in. Then take the card out and put it back in my purse which goes back in my bag.

With Apple Pay all I have to do is double tap on my Apple Watch and hold it up to the reader and bam I’m done.
 
Yes because I have to go into my bag,find my purse, take it out, find the card then put the card into the machine and then put my pin in. Then take the card out and put it back in my purse which goes back in my bag.

With Apple Pay all I have to do is double tap on my Apple Watch and hold it up to the reader and bam I’m done.

Exactly. Using a card means it's a two-handed operation.

I'm a guy (so no purse) but it's the same amount of steps and hands as you.

I take my wallet out of my pocket with my left hand hand... take the card out of the wallet with my right hand... then hold the wallet in my left hand while using my right hand to insert the card in the machine, type my PIN, answer a bunch of YES/NO questions on the machine, etc. Then I put the card back in the wallet and into my pocket.

But with Apple Pay... I pull my iPhone out of my pocket with one hand... and use that same hand to initiate Apple Pay. One hand.

Granted... neither of these processes are actually "difficult". But Apple Pay is definitely quicker with fewer steps and hands required. :)
 
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What a bunch of dog dodo. Apple might the biggest but this article or survey is a bunch of lie. Be honest and tell how many times a day do you use your Apple pay? Maybe 1 or 2 times a most compared to using cash or our debit card. Get real. :)
 
What a bunch of dog dodo. Apple might the biggest but this article or survey is a bunch of lie. Be honest and tell how many times a day do you use your Apple pay? Maybe 1 or 2 times a most compared to using cash or our debit card. Get real. :)

Not at all. I'm finding that I use cash less and less (just at my corner shop for milk and some vendors at a farmers market) but everywhere else I'm using ApplePay through my watch. Debit/credit cards? Nope they don't even come out any more and I'm happy not to be using them.
 
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You guys say you leave your wallets at home and only use contactless; what about your driver's license? For that reason I always need my wallet...
Too right.

My Grandad told me years ago, always have your licence with you when driving. That way ifyou get pulled over, you have at least the chance of being allowed on your way. Without it, they will have to issue a producer (in the UK) at which point, they may well likely carry on to issue a penalty etc..

Of course, things have changed a little these days with the police databases, but for me it is essential ID that I always have with me.

That and the battery life in my well used 6S now sucks and there is absolutely no way I would risk leaving myself unable to pay for something because my phone battery is flat. That also assumes the place I am shopping at accepts Apple pay, which they don't.

I used it once (admittedly during it's earlier years) and got looked at like I was mental why I tried to use my phone to pay. I've never used it since and have no inclination to do so as I have my wallet with me and it's easier (and less accident prone) to whip out a card.
 
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Also, never understood why people risk dropping a $1K phone and the added trial and error inconvenience just to make a payment with phone when it can be done simply and fool proof with plastic.

What I found bizarre when Apple Pay first launched were people staying they wouldn't shop in a store if they didn't offer Apple Pay.
Talk about fan boyism taken to extremes.
 
What a bunch of dog dodo. Apple might the biggest but this article or survey is a bunch of lie. Be honest and tell how many times a day do you use your Apple pay? Maybe 1 or 2 times a most compared to using cash or our debit card. Get real. :)
I went to two shops today and I used Apple pay in both shops. Apple Pay is accepted in a lot of shops in the UK.
 
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Exactly. Using a card means it's a two-handed operation.

I'm a guy (so no purse) but it's the same amount of steps and hands as you.

I take my wallet out of my pocket with my left hand hand... take the card out of the wallet with my right hand... then hold the wallet in my left hand while using my right hand to insert the card in the machine, type my PIN, answer a bunch of YES/NO questions on the machine, etc. Then I put the card back in the wallet and into my pocket.

But with Apple Pay... I pull my iPhone out of my pocket with one hand... and use that same hand to initiate Apple Pay. One hand.

:)

A two handed operation. The trauma.
Some people need to get a life!!!!
 
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I used Apple Pay once on a vending machine and they charged me a 50 cent fee for using it. I never used Apple Pay again after that.
Good news, that is not a Apple hit, it is a vendor hit. Often, when using a credit card there is a initial charge such as your 0.50 cents. That charge is to tell the vendor the card is okay. Yes, it shows on your bank statement as a debit, it will then disappear; thus not truly deducted from your account. Most often it will show as Pending. Often that charge happens to me at gas stations. Truly not a big deal, as I said it will come off your statement as a non-charge. Never once have that initial charge actually deducted from my account. So, bottom line, not to worry, this type of thing happens with other payment methods as well, again depending on how the vendor has set it up; not how Apple set it up.
 
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More accurate title would be half of establishments don't or won't take Apple Pay.

Also, never understood why people risk dropping a $1K phone and the added trial and error inconvenience just to make a payment with phone when it can be done simply and fool proof with plastic.

Plus, Amazon Prime Whole Foods hassle free method without check-out process makes Apple Pay obsolete. Shopping will be as convenient as walking into your kitchen and walking out with food/drinks.

https://techcrunch.com/2018/05/15/a...ores-are-coming-to-chicago-and-san-francisco/

There is no trial and error.

I simply double press the home button on my Apple Watch, pay, and go. Works every time. I can even go running with just my watch and not bring my wallet with me and still be able to buy dinner from subway afterwards.

Faster than fishing for a card out of my wallet (and still having to put it away).

It’s that convenient.
 
What I found bizarre when Apple Pay first launched were people staying they wouldn't shop in a store if they didn't offer Apple Pay.
Talk about fan boyism taken to extremes.
Well, i didn't do that, but when it became available i started to favour places where i knew for a fact that it works. Especially when i can just go with my shorts on that have no pockets and only Apple Watch and be sure that i can pay for everything. Great stuff if you ask me. Granted now i can go anywhere and be 100% sure it will work, because contactless payments are enabled everywhere.
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There is no trial and error.

I simply double press the home button on my Apple Watch, pay, and go. Works every time. I can even go running with just my watch and not bring my wallet with me and still be able to buy dinner from subway afterwards.

Faster than fishing for a card out of my wallet (and still having to put it away).

It’s that convenient.
Also you have to try really hard to lose your watch or have someone steel it. With wallets it is very easy to lose, forget or have them stolen.
 
Too right.

My Grandad told me years ago, always have your licence with you when driving. That way ifyou get pulled over, you have at least the chance of being allowed on your way. Without it, they will have to issue a producer (in the UK) at which point, they may well likely carry on to issue a penalty etc..

Indeed. You bring up an interesting point I noticed when binge watching UK Traffic Cops on ITV... In North America if we are behind the wheel and get pulled over, we must have the license card in our possession otherwise the cops can cite for operating a motor vehicle without a license (a pretty serious offense).

And where I am from in BC, Canada our license card is also our government health card so any public health services you may need (doctors office, ambulance, hospital etc.) requires that card too.
 
A two handed operation. The trauma. Some people need to get a life!!!!

As I said... neither method is "difficult"

But it's definitely quicker to grab my phone and simply place it on the reader... instead of grabbing my wallet with one hand, extracting my card with the other hand, inserting the card, typing a PIN, answering a bunch of questions, etc. :p

It's not just the act of using the card itself... it's the amount of interaction with the card reader that drives me crazy.

I insert my card... then it asks me questions, including but not limited to:

Debit or credit?
Is this amount correct?
Do you want cash back?
Type your PIN

But with Apple Pay... the transaction completes as soon as I place my phone on the reader. No BS. Boom. Done. :cool:

Oh I hear you. I'm usually the first person to shout "first-world problems" in a situation like this.

But I have to admit that Apple Pay is pretty freakin' sweet.
 
What I found bizarre when Apple Pay first launched were people staying they wouldn't shop in a store if they didn't offer Apple Pay.
Talk about fan boyism taken to extremes.

It’s called leverage.

It’s ironic that over in the iPad Pro thread, people are calling for disgruntled users to vote with their wallets and shop elsewhere, yet fail to recognise users doing the exact same thing in order to further strengthen the Apple ecosystem.

How do you incentivise businesses to support your adopted standards? You vote with your wallet.

I don’t go out of my way to avoid shops which don’t support Apple Pay, but I find I do tend to spend more at stores which do support said feature, as well as frequent them more often. And when there are enough of us, we form a user base too lucrative for most businesses to ignore.

And Apple has leverage precisely because it has aggregated the best users with the highest propensity to spend.

Or is it “courage” only when I am sticking it to Apple?
 
What a bunch of dog dodo. Apple might the biggest but this article or survey is a bunch of lie. Be honest and tell how many times a day do you use your Apple pay? Maybe 1 or 2 times a most compared to using cash or our debit card. Get real. :)
I work in London UK, I exclusively use Apple Pay for everything. Tube or bus ticket (oyester) to London, morning coffee, lunch at a restaurant or grab something from the supermarket, buy drinks or sweets from the office vending machine, purchase office stationary and other items in the shopping centre, tube/bus home again. All using Apple Pay, havent touched a card or cash for weeks now.

Don’t miss it one bit.

It’s more unusual to find a place that doesn’t support contactless payments in London!
 
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What a bunch of dog dodo. Apple might the biggest but this article or survey is a bunch of lie. Be honest and tell how many times a day do you use your Apple pay? Maybe 1 or 2 times a most compared to using cash or our debit card. Get real. :)
For me Apple Pay has replaced cash and cards almost completely. Especially when I don’t need to give my actual card details to companies left and right when I buy something online.
 
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I was extremely skeptical of Apple Pay when it first came out. I'm in the UK with contactless so I thought it was mainly to benefit US consumers where they had to sign cheques and do all these antiquated payment methods we'd got rid of decades ago.

It's essentially the same process, I told myself - get out your card and put it on the reader. Get out your phone and put it on the reader. What's the difference?

Well one iPhone X 9 months later and I don't carry my wallet with me any more. There's something really great and secure about Apple Pay. It's nice to have everything in one place with digital receipts when you make payments. Also there's no payment limit like there are with debit cards, unless you decide to shop at Tesco and they have a 30 pound limit on all contactless payments.

Yeah, I'm definitely not surprised at this news. In fact I could definitely see it being much higher than 50% in a couple of years. Apple Pay slays.

Pro-tip:
As a repository for all the cards you used to carry around in your wallet, create a note in Notes, then scan each card front and back into a separate pdf. Then put all those cards in your desk, or thru the shredder.

Now if you are on the way, and you need one of your cards, it is in your phone. If the phone is lost, all you cards are 1. protected behind touchid and 2. are restored when you set up a new phone from your backup. (No wallet can protect you against the loss, or make it easy to get your cards back.)

Alternatively, you can put the cards in a card app like Stocard ... there are others, but this is the one I been using for a few years, but oddly, when I need to look at a card, I just open my note.
 
I've gone back and forth between Apple Pay and Samsung Pay.
My biggest issue is not really with either of them, but the lack of acceptance for contactless payments.
It's pathetic. Currently using Samsung Pay on my Note 8 as it has MST to work on the swipe/chip only terminals.

Still love the look on peoples faces when I hold my phone to the terminal and it works. It always starts with "we don't accept phone payments".
 
I just wish more big US chains like Home Despot would start supporting contactless payments.

What’s worse, the 2 biggest online merchants, Walmart and Amazon, don’t accept Apple Pay either.

I’d like to see Apple partner with Walmart... give them special billing on Siri requests in exchange for accepting Apple Pay. This would create a frictionless voice activated ecommerce experience. Apple users will also save a lot of money in the process and Walmart will gain access to Apple’s coveted demographics... Win win.
 
I put my licence in a pocket in my phone case - problem solved!

Around here (Western PA) that case has gotta hold a license AND a credit card. Until Home Depot, Target, gas stations, and most restaurants get on board, there ain't gonna be any leaving home of the wallet any time soon.
 
Around here (Western PA) that case has gotta hold a license AND a credit card. Until Home Depot, Target, gas stations, and most restaurants get on board, there ain't gonna be any leaving home of the wallet any time soon.
I understand that in U.S.A it is a very different story, but in EU with Germany being an exception, it is hard to find a place that doesn't have contactless ON.
 
Who cares? My credit card seems to get compromised at least once a year. I’ve never had to pay for anything. They send me a new card right away. It’s a big fat nothing. Plus the new chip cards are more secure. Apple Pay is definitely the most secure option, but that’s also pretty meaningless when you consider how credit card companies handle fraudulent charges.

That's mostly true, but there's always the risk of personal data being leaked alongside your CC, not to mention the hassle of having to contact CC companies for replacements.
 
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