I think you missed my point, which is that most rewards programs for merchants, and non-frequent flyer credit cards pretty much suck.
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Apple Pay Rewards Program to Debut at WWDC
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I think you missed my point, which is that most rewards programs for merchants, and non-frequent flyer credit cards pretty much suck.
True, It was Google Wallet which didn't catch on so they renamed it Android Pay to ride on Apple Pay's back. Like those crappy movies that are named something close to a big movie hoping someone will rent it by mistake.
No worse than Apple STEALING the Google Wallet application, rebranded it, do minor security tweaks and now it's innovative. I know, no one had ever thought of using the phone to make payments.
Apple is a business and will steal ideas/concepts/products by any means necessary to produce revenue.
I don't understand the cheerleading mindset to back one company over another if the products work and their consumer base is happy.
*looks up and sees all the xenophobic racist UKIP supporters frothing at the mouth when viewing this post*
Bravo sir, spot on.
No worse than Apple STEALING the Google Wallet application, rebranded it, do minor security tweaks and now it's innovative. I know, no one had ever thought of using the phone to make payments.
Apple is a business and will steal ideas/concepts/products by any means necessary to produce revenue.
I don't understand the cheerleading mindset to back one company over another if the products work and their consumer base is happy.
Apple Pay IS innovative regarding the security methods. Making another NFC payment system isn't stealing Google's invention. When did Google invent NFC payments? Does Apple Pay work exactly like Google Pay? NO. You are basically saying if another company makes great bread, they stole the recipe from another company that makes so-so bread nobody wants and that it's ok if the so-so bread gets renamed to something very similar to the name of the great bread to trick people into buying it. What we're talking about is the name "Google Pay". THAT is stealing and riding in another company's wake. Google Pay is drafting Apple Pay (see, some women know car racing terms, lol).
How are YOU not cheerleading Google??
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Android Pay isn't even out and we're now proclaiming that it's caught on?
Really, I think NFC will pick up thanks to Apple. That's the best I can say, but that isn't a copying issue. That's more of a "Google didn't throw enough weight behind Wallet" issue. Apple is a company that will throw around the weight.----------
Aside from using fingerprints, Apple Pay works EXACTLY like Google Wallet did at the start. :|
I use Apple pay a couple of times a week. Never a problem. All the taxi's in Philly take apple play. Just pay with my watch and my wallet stays in my pocket.
Android Pay isn't even out and we're now proclaiming that it's caught on?
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Aside from using fingerprints, Apple Pay works EXACTLY like Google Wallet did at the start. :|
Oh? I didn't know Google Wallet required a special hardware component on phones to store the token that connects my credit card data with the bank, making it much more secure than a regular credit card (or Google Wallet). Does Google get consumer information every time the person uses it? I think they do. Apple doesn't.
I don't think Google could have EVER thrown enough weight to get Google Wallet going on their own. They don't have the privacy trust with consumers, for one. If Google Wallet is so great and nearly identical, why change the name?
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They did digital tokenization. The way that the actual payments work on both is NFC, nothing new and exciting. I don't know what information that Google gets, if any. If Google went the Apple approach, and required certain hardware, then fewer people would actually use it.
And yet, who is making all the headway? Apple. And by renaming Google Wallet "Android Pay", Google is conceding that and trying to tag along. That's all I'm saying. Nobody cares who did something first. They only care who does it best.
BTW- Microsoft also has had "Wallet" since 2012 but no one uses that either. Maybe it's the word "Wallet" that drives people away, lol.
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No, I don't think they're conceding that they're trying to tag along. I think they realized Google Wallet was the name of an app and Android Pay is much better. It says what platform its on and it says what you do with it. Google Wallet was not as good of a name.
Yep, before ApplePay, everyone was "Wallet"- Google Wallet, Samsung Wallet, Microsoft's Wallet. Which flopped. Now that ApplePay is doing fairly well, everyone is Android Pay, Samsung Pay and before long there will be probably be Microsoft Pay. Funny how that works...
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Apple did steal/copy exactly what Google did.
They took a concept Google deployed and implemented it on the iPhone.
Doesn't manner if they changed backend schemes/security. The end result is the same: USE PHONE TO MAKE PAYMENT.
I could care less about Google or Apple.
My objective is to get solid info on devices/technology and buy what works best for me.
Not persuade people to shift brands because "I" think it's the best.
My family and I love using Apple products but they are no means the best but does meet our requirement for the product needs.
But you spend as much time being a naysayer as other people spend saying good things so really you are no better than anyone else. You think you are being superior to other people but you're not. You're just another opinion. I'm not trying to talk anyone into buying anything. Just responding to posts I don't feel are factually correct.
Because I understand the importance of branding and I find it amusing that people don't understand why Google Wallet and Samsung Wallet changing to GooglePay and SamsungPay is a concession to Apple's success with ApplePay. It really doesn't matter in the grand scheme of things since people need to use the system that works on the phone they own but it IS an indication that Apple did mobile payments right and they didn't. Or that people in general only start to care about something after Apple does it. Maybe it's due to media exposure but the media wouldn't be heavier with Apple news if it didn't get them more readership which loops back to people caring more about what Apple does. All you have to do is look on a general news site with tech articles. Apple news stories get WAY more comments, ironically mostly haters who are shooting themselves in the foot because hate posts encourage posting more Apple news than ignoring them or posting on non-Apple device articles. Even Apple haters care more about what Apple's doing than their preferred brand.
Yes, Apple knows branding and advertising. I don't think anyone here will deny that they're really good with those. It isn't really an indication that they're doing anything right, though, beyond marketing. I think they did, but I'm a fan of mobile payments.
Branding and advertising only effects initial sales. Customer loyalty is based on actual experiences with the product/company and Apple has 90+% customer loyalty. So they ARE doing a lot right.
And none of that has anything to do with Apple Pay. Seriously, Apple Pay is a name and the "Pay" thing is slowly making the rounds to other companies. It's a good name, Apple should be proud. It isn't because they see Apple Pay taking off and want to ride the coat tails.
It has everything to do with ApplePay being successful. Past customer satisfaction, reputation for quality and a lack of Google's "big brother's selling my personal information" rep has a huge halo effect over the success of ApplePay. I assure you, if it had been called "Apple Wallet" there would still be Google Wallet and Samsung Wallet. And people would be complaining that Apple jumped on the "Wallet" name bandwagon, right? But Apple called it a different name, and even Passbook wasn't named "Wallet" like everyone else did.
Apple Pay is only now becoming a success. It wasn't that way for the longest time. Also, can we stop spreading myths about Google?
Logically that makes sense but I am not always remembering i have apple pay. However this is just 1 more reminder. The real problem is not everyone takes it so when I do run into a place that does take it im not even thinking about it.
What myths? I got a random call on my cellphone from a guy trying to sell me home improvements. I asked how he got my cellphone number (which is on the Do not call registry, btw) and he said they buy lists from Google. It's no secret Google sells people's information.
ApplePay just came out a few months ago and is catching on. Google Wallet's been out for years, nothing.
This is true. Although I got a new chipped Discover card and the rep told me if I assigned a PIN to it, it would work like a European chip and pin card at vending machines to buy train tickets. I haven't tried it yet, though. Was pretty annoyed that my BofA chip card that has no foreign transaction fees still wouldn't work in a european train ticket machine
Good luck finding someone that takes Discover. My sister is currently going through the same problem. As I understand it the American has three options for Chip-N-PIN:
* Barclaycard Arrival World MasterCard
* Andrews FCU Premium Mastercard - NPR's Rick Steves mentioned this one
* Travelex Prepaid Mastercard - allows multiple currencies
Something else worth noting - many retailers don't take credit cards. Bigger establishments are a sure thing, but most of us pay cash via the Chip & PIN system using one of the national debit card systems so the retailer and customer don't incur fees. Paper and iron is becoming a rare thing in some places. I keep wondering when the street performers will start accepting cards.
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