Apple Pay Rolling Out at Target, Taco Bell, and Jack in the Box Across the U.S. in Coming Weeks

[kuwxman]

Hope so.

I’ve been using Apple Pay at Hy-Vee now for a month? Favorite thing about it is it still prompts you to remove your card when using Apple Pay or a swipe card...

Haha, I've noticed that too.

Best part for me was I forgot my card a week before they rolled out Apple Pay. Had to call my wife at home to read me the card number. Show up the following week to buy groceries and think, "Man, this woulda been great last week!"

 

[DynaFXD]

If Taco Bell is joining the Apple Pay party, then KFC should be included as they are co-owned.

That's what has me scratching my head. I've been using ApplePay at Taco Bell/KFC for a year or two now. Must be company owned stores vs franchises.

 

[0815]

About time - never understood why they didn’t accelerate that after their major data breach which included the theft of my CC data.

I stopped going there due to their refusal to embrace secure payment methods - guess I could go back now.

 

[BlendedFrog]

Now, if Home Depot would just support it, my life would be complete.

 

[ipedro]

Oooo. Finally somewhere I actually shop.

I set up ApplePay on my iPhone about two years ago and have yet to use it.
By the time I realize the merchant accepts ApplePay, I've already pulled out my debit card.

For a country that’s supposed to be a beacon of advanced nations, you guys have a pretty stone aged banking system.

ApplePay was accepted virtually everywhere on day one in Canada because most retailers already had NFC terminals for tapping credit and debit cards. It’s the same in many of the European countries ApplePay is in.

Yet, in the US you still sign a piece of paper when you purchase something to authenticate that that’s your card? How is that for security? How has the US fallen so behind?

 

[GristlyBear]

I cant believe how far behind the US is when it comes to contactless payments. In the UK, contactless bank cards have been standard for payments less than £30 for years now, and then apple pay came a while after those and can be used pretty much anywhere in a big city like London, or still many places in smaller cities.

In London we've had contactless cards for public transport for like 15 years now as well... How is the US payment system so outdated?!

I don't get why apple pay is rolled out to specific merchants? In the UK you can use apple pay even in the tiniest shop as long as they have a contactless card machine... which they usually do now because they're so cheap even for tiny businesses. How come this isn't the case in the US?

The problem is that far too few US merchants have contactless pay for anything. That is slowly changing.

On the other hand, unlike Canada and the UK, there are few limits on contactless pay amounts in the US. In Canada, most merchants limit contactless transactions to CDN$100, but I've been to a few that let me charge over $300. In the USA, the most I've ever paid on ApplePay was USD$5,500 (car down payment).

 

[JM]

Yeah but CurrentC is the future! Apple Pay is having its day in the sun, but you just wait.

 

[SoundJudgment]

In London we've had contactless cards for public transport for like 15 years now as well... How is the US payment system so outdated?!

No idea. I have yet to bother to use any of them with Apple Pay being so prevalent around here. Just leapfrogged over them I guess.

 

[fdanna]

So bizarre that the US is light years behind in NFC payments compared to Europe. When I travel, I use Apple Pay everywhere. The majority of stores overseas (and Canada) moved to contactless credit cards years ago and all those terminals work with Apple Pay.

 

[Scottsoapbox]

And another domino falls. Walmart and Publix are the only holdouts here.

As Walmart pay is doing more transaction revenue than Apple pay, it's got a billion reasons to "holdout". Especially as they go after Amazon online.

 

[0815]

I cant believe how far behind the US is when it comes to contactless payments. In the UK, contactless bank cards have been standard for payments less than £30 for years now, and then apple pay came a while after those and can be used pretty much anywhere in a big city like London, or still many places in smaller cities.

In London we've had contactless cards for public transport for like 15 years now as well... How is the US payment system so outdated?!

I don't get why apple pay is rolled out to specific merchants? In the UK you can use apple pay even in the tiniest shop as long as they have a contactless card machine... which they usually do now because they're so cheap even for tiny businesses. How come this isn't the case in the US?

I was recently visiting Italy and was using Apple Pay linked to my us card on my watch everywhere, no matter how small the village or store - of course I became everywhere the local sensation sine nobody knew that this can be done from a watch ...

 

[Xirian]

Hope so.

I’ve been using Apple Pay at Hy-Vee now for a month? Favorite thing about it is it still prompts you to remove your card when using Apple Pay or a swipe card...

Every once in a while I can't use apple pay at rite aid because when I tap my phone the card reader tells me to insert my card. I'm like my phone can't fit in there.

 

[tasset]

Same thing for Pizza Hut?

I use ApplePay at Pizza Hut all the time for pickup orders, the little silver machine they use to swipe takes it. Usually the workers haven't been educated so you have to insist they hit the credit button on the register for the machine to activate.
KFC, I thought there was an announcement a year or two ago that they all take it now?

 

[Ortiz83]

I cant believe how far behind the US is when it comes to contactless payments. In the UK, contactless bank cards have been standard for payments less than £30 for years now, and then apple pay came a while after those and can be used pretty much anywhere in a big city like London, or still many places in smaller cities.

In London we've had contactless cards for public transport for like 15 years now as well... How is the US payment system so outdated?!

I don't get why apple pay is rolled out to specific merchants? In the UK you can use apple pay even in the tiniest shop as long as they have a contactless card machine... which they usually do now because they're so cheap even for tiny businesses. How come this isn't the case in the US?

Contracless payment is not far behind. That has been there since a long time ago.
Now what store allows it is another thing.

 

[DynaFXD]

I don't get it. It's a simple upgrade to terminals to enable NFC payments. Everything else is a marketing stunt. Every Square merchant can announce that they "roll out" Apple Pay. And guess what: They're also "rolling out" Google Pay - if they like it or not.

True enough. Most all small stores (eastern USA) have card readers that also take contactless payments. Thing is, for larger stores, e.g. Target, the small service fees handed over to Apple and the CC companies really start to add up when you have that kind of volume moving across your registers. Small stores barely feel it. For large stores that's a potentially big source of income you are missing out on. Hence, you try to go it alone (Walmart) or you try to cut the best possible deal to keep the most you can (everyone else). So yes, Target is rolling out ApplePay, and likely other systems as well, I don't know. Big win(s) for the ubiquitous, non-merchant specific NFC payment systems. Us LTE AppleWatch wearers continue to win freedom from our wallets and phones ;-)

 

[tasset]

For a country that’s supposed to be a beacon of advanced nations, you guys have a pretty stone aged banking system.

ApplePay was accepted virtually everywhere on day one in Canada because most retailers already had NFC terminals for tapping credit and debit cards. It’s the same in many of the European countries ApplePay is in.

Yet, in the US you still sign a piece of paper when you purchase something to authenticate that that’s your card? How is that for security? How has the US fallen so behind?

Actually in the US the banks jumped on it from day 1 (mean when ApplePay launched, not NFC in general). It's the retailers who don't want to give up customer data that have been dragged kicking and screaming into it.
If you want to talk about banks, look around the world at various country's banks who don't want to cede a fraction of a cent to Apple in the name of user security or privacy.

 

[davie18]

The problem is that far too few US merchants have contactless pay for anything. That is slowly changing.

On the other hand, unlike Canada and the UK, there are few limits on contactless pay amounts in the US. In Canada, most merchants limit contactless transactions to CDN$100, but I've been to a few that let me charge over $300. In the USA, the most I've ever paid on ApplePay was USD$5,500 (car down payment).

Do you guys not have contactless bank cards then? Is the only contactless payments you can make using devices?

Actually what I said was a bit misleading - in the UK you can make a payment larger than £30 on apple pay, I'm not sure if there is a limit at all actually. However with a contactless card the limit is £30 because there is no kind of authentication.

Contactless is the way to go though. Especially in a bar. It's so annoying having to enter a pin or something when you order some beers but a quick tap and instant payment is just far superior, people here use cash far less often now because of it. Hopefully the US can embrace it more soon enough

 

[macguru212]

Nice to read.
It's funny how use to Apple Pay you can get - it's so convenient.

 

[Rogifan]

So Walmart is the only big box retailer holdout now. Stupid.

 

[MysteryMii215]

Last time I checked, their Walmart Pay was the leading mobile payment system in the US.

All it will take is one data breach for people to stop using Walmart Pay. Then Walmart will start accepting Apple Pay.

 

[guzhogi]

If Taco Bell is joining the Apple Pay party, then KFC should be included as they are co-owned.

Same thing for Pizza Hut?

There are a few combination stores (ie has both Taco Bell & KFC menus in the same place) around me. My sister likes calling them "KenTaco Huts."

Anyways, pretty cool. Took me a while to learn how to use Apple Pay, but it's very useful. Prevents them putting my shopping info online.

 

[Rogifan]

Now, if Home Depot would just support it, my life would be complete.

Yes please!

 

[MrJeffreyGee]

Now just waiting for Lowes & Home Depot. I haven't shopped at Walmart in nearly a decade, so I don't care about them.

 

[tliede20]

Kroger / Ralphs, etc... come on now!

 

[agffth]

Love Target.
5% off with RED card plus free delivery, and tax-free.
What is not to like? (With or Without Apple Pay)

Tax-free? What Target are you going to?