My guess is that there wasn't much concern about user experience and that the holdout may have been related to customer data in some way.
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Apple Pay Rolling Out at Target, Taco Bell, and Jack in the Box Across the U.S. in Coming Weeks
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My guess is that there wasn't much concern about user experience and that the holdout may have been related to customer data in some way.
How does a shop “roll out” Apple Pay? Everywhere accepts contactless cards so it works exactly the same.
At least that’s the case in Aus and other countries I’ve been to.
At least that’s the case in Aus and other countries I’ve been to.
The creditcard company pays Apple a small percentage for the increased security against fraud.
As someone who's wife works with Target, and who lives close/makes a lot of quick trips to Target, I am so excited!!! Got an alert on my phone, screenshotted it to my wife almost immediately. I've been wanting this practically since I got the first Apple Watch. My only concern is whether or not they'll put the Red Cards on Apple Pay.
It’s strange. Apple Pay was actually introduced in Canada after the States, but you can use it almost anywhere here. Most places were set up for “tap” payments before Apple Pay even came along, so they literally didn’t have to do anything.
For the first several months (and sometimes even still) I would use Apple Pay at stores and even the cashier would be like, “Did you just pay with your iPhone? I didn’t know you could do that!”
For the first several months (and sometimes even still) I would use Apple Pay at stores and even the cashier would be like, “Did you just pay with your iPhone? I didn’t know you could do that!”
!!!!! 
In fairness, it can cost stores more money if they have to run every debit card transaction using it "as credit" to avoid PIN prompts and the like. I've also heard that some merchant processors charge stores extra to enable it (because they can, not because Visa/MC or Apple is charging the processors anything).
Also, a lot of stores use custom POS software, which means that additional certification and software development may very well be required to enable it. Not something stores are going to do unless customers demand it.
And I posted a video a short time later (albeit with a contactless card, not a phone).
Ha ha ha. You're kidding right? The public doesn't give two whits about data breaches. Heck we're here talking about a company, Target, that had a huge data breach and didn't really miss a beat. You have a thread full of people who still used Target, even with no Apple Pay. They're just happier it's available now.
https://www.pymnts.com/mobile-wallet-adoption-statistics/
Walmart Pay isn't CurrentC. Walmart decided to go it alone and intro their own QR Code based Pay system. Dead simple, low tech, usable on iOS and Android, and by all indications, successful for Walmart. This isn't pre-anything; it's post. Walmart Pay was intro'd in 2016 after Apple Pay, Samsung Pay, and Android Pay.
Walmart just made it so you can't use their SavingsCatcher tool (where it compares what you paid to other stores and returns the difference to you) unless you use Walmart Pay. They used to allow you to get a Walmart gift card with your savings to use, now the only way to get that money is Walmart Pay. No thanks.
But they aren't getting away from it anytime soon.
But they aren't getting away from it anytime soon.
These "roll outs" are likely all contractual and marketing stuff.
Apple logo at terminals, other marketing materials, likely some type of software to link up with Apple, working with the ApplePay person to interface between stores and Apple, etc.
These things are a lot more complex than just "enabling NFC" on the terminals.
You mean they are getting tap, considering apple pay works anywhere there is tap
Walmart has traditionally hated Visa/MC. Hell, they managed to get surcharging for credit card transactions to become legal in the US. I expect Walmart to start offering incentives to use ACH inside Walmart Pay long before they enable any form of NFC payment.
It's big for contactless payments, no? If they take Apple Pay, they should take all contactless payments now, right? That's a really big step in getting the general public to adopt the tech.
It was my understanding that the Bank is who pays the service fees to Apple / Google, not the merchant.
Now if only we could get Kroger to play ball, I would be able to use it just about everywhere I shop.
The article title should be ‘Target to accept Contactless payments’. Because that’s all they are doing - enabling Contactless.
It will work with Apple, Google, and Contactless cards. Nothing specific to Apple.
It will work with Apple, Google, and Contactless cards. Nothing specific to Apple.
Yes, but the merchant still pays a transaction fee to the credit card bank. Apple gets a small cut from the transaction fee. I'm not disagreeing with the value added by ApplePay to both the shopper and the bank in terms of security.
Sorry, my post was unclear.
What I meant is that a merchant like Walmart generally doesn't want people to use credit cards at all. The merchant pays a small percentage of the transaction to the credit card company. Of course all they're really doing is passing that cost down to the shopper, but every penny helps the bottom line.
In an of itself, Walmart isn't necessarily against ApplePay. They likely don't care much between whether a shopper uses a credit card or ApplePay. They hate it equally much.
Using WalmartPay (which I think is tied to either the shopper's checking account or pre-paid debit account, or perhaps a Walmart branded credit card), Walmart would be able to avoid paying the credit card transaction fee.