There is truth to this statement. Using a CC seems faster. More secure? Not sure I care since I can dispute any charge made to my card. Until this changes, I think I'll stick to my CC.
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Apple Pay With iPhone 6 Demoed in McDonald's Purchase
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There is truth to this statement. Using a CC seems faster. More secure? Not sure I care since I can dispute any charge made to my card. Until this changes, I think I'll stick to my CC.
Apple Pay looks amazing and way less of a hassle than having to haul around heavy and outdated plastic cards
I don't carry plastic these days. For me Apple pay is a step in the right direction. I welcome it. Sci Fi is here. One device to rule them all haha Apple killing so many single use devices.
You said Google sells personal data, the search and map data that they sell is NOT personal. It would make absolutely no sense for Google to sell the raw data which they use to make their own services possible. Google is going to keep that data to themselves and use it to generate a continuous revenue stream through the services, personal data is considered more valuable than credit card information for this very reason.
In short, if Google sold the personal data they would get a one-time payment, by keeping it they can keep using it to get paid over and over.
Gotcha. Make sense now. Thanks for the info! Guess I was just overthinking it!
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Thank to you too. Makes sense now.
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I'm not so sure about this statement that using a Credit Card is just as secure. With a credit card, your name and credit card number is captured at the terminal and sent to the back end system (unencrypted in a lot of cases). This is how the Target systems were breached here in the US. Some malware was installed and hidden on the payment processing system, and it captured that info as it passed from the terminal to the backend before it was encrypted.
With Apple Pay, the name and card number are never sent from the terminal. Only a one time allocated unique, encrypted PIN. That PIN cannot be reused for any other transaction. So if the terminal had the same Malware on it, and it captured that PIN, it would be useless for future purchases.
To me, that seems a lot more secure than using a Credit Card. Just my thoughts.
How is search data not personal? Everytime you are logged into Google and do a search you are giving them tons of personal data. This data is then targeted back at you through advertising. You can call it whatever you want but I consider it data that is "sold" because advertisers are paying for the service that Google offers.
Anyone tryed to acquire a photocopy of a credit card?
If successfully done, which is the barrier to this kind of fraudulent action?
You don't have to use the camera to import a card. You can just type the number in manually. So taking a photo of the card is not a security feature.
There are some actual security features present when adding a card. These are detailed in Apple's latest iOS Security Whitepaper. The simplest example is that you need to know the CVV code (security code) located on the back of the card. Another one is that Apple also sends coarse geographic information to your bank, which can use that to determine whether to allow adding the card to your device or not. If your bank knows you live in California and someone is trying to add your card to a device in Florida, they may deny it or at least require additional authentication steps.
Advertisers pay Google to target their ads at the audience Google calculates is the most appropriate, the advertisers never know which individuals get targeted and certainly doesn't get any of their personal information. Google doesn't sell personal data anymore than newspapers sell personal data about their subscribers when advertisers put ads in their paper.
Btw, how do you think iAds work?
You have a $1,000 phone yet you can't even spell correctly? Sell that iphone and use the money to maybe go to school.
It's "hours" not "ours." lol!
Voice to text does stuff like that to me all the time, especially when I don't proofread it.
Actually, within Passbook users can tap the (i) when a card is displayed and disable "Show On Lock Screen" for more security. For this, iPhone 6(+) is not required.
Within "Touch ID & Passcode" there is an option to "Turn Passcode Off." For more fine control, scroll further down to the "allow access when locked" section and disable Passbook.
Thanks for the reply. What I wanted to know, was if Apple Pay worked if TouchID was turned off.
In other words, if it would then ask for a PIN when touched to the merchant's NFC terminal.
Or, is Apple Pay disabled if you turn off TouchID on an iPhone 6.
(The other phones without TouchID will be able to use just a PIN, which is why I ask.)
I follow the logic but have a 5s, not 6 so I can't confirm from personal experience.