You're so worried about the debt you're going to have after college, but instead of saving the money you're working hard for, you buy iPads and iPhone and other crap.
Sense. This makes none.
Most of us are adults. We have jobs and know how to budget money. We have savings accounts, emergency funds, and/or investments. We take part in a 401k and start thinking about retirement as early as the mid-20s (or sooner!). We don't "need" our iPads, but we can also afford them without any major financial burden. In your case, as a child, you can't afford this stuff. Sure, you think you can on first glance. However, if you actually sit down (preferably with your parents) and look at the cost of college (including the other money you'll need during it for books, entertainment, etc), it's a big chunk of change. College isn't even the only thing to worry about - there are expenses too numerous to list. Have any hobbies or extracurricular activities? Those all cost money.
You're so worried about the debt you're going to have after college, but instead of saving the money you're working hard for, you buy iPads and iPhone and other crap.
Sense. This makes none.
Most of us are adults. We have jobs and know how to budget money. We have savings accounts, emergency funds, and/or investments. We take part in a 401k and start thinking about retirement as early as the mid-20s (or sooner!). We don't "need" our iPads, but we can also afford them without any major financial burden. In your case, as a child, you can't afford this stuff. Sure, you think you can on first glance. However, if you actually sit down (preferably with your parents) and look at the cost of college (including the other money you'll need during it for books, entertainment, etc), it's a big chunk of change. College isn't even the only thing to worry about - there are expenses too numerous to list. Have any hobbies or extracurricular activities? Those all cost money.
+1 I don't think i could of said it any better myself. I think back to when I was a young teen and would have to mow lawns for months to afford anything nice and even then i still kept a relatively simple budget. Kids today are too spoiled.
You can write papers just fine with a $300 laptop
In addition to the huge tuition you say you have to save up for, dont' forget money for rent, food, clothes. Unless you plan on living at home for college and medschool. Your mom can serve Tang to your friends then 😀.
If you're that concerned about debt, becoming a physician is not the path for you - I speak from experience.
I'm a third year surgical resident which means I've been an MD for three years now and the pay is peanuts. So don't think that once you finish med school you'll be pulling in the dough. My med school cost me $263K, as a third year resident I am currently making about 60K a year, I've still got two more years after this one until I make the real money.
Luckily for me I made some solid investments while I had the opportunity to do so, but most of my fellow residents weren't as fortunate.
If you want to be a doctor, it's gonna cost you - not money alone, but definitely a lot of money. Don't go into it worrying about the debt - you'll have plenty of time to pay it off (at least they hope you will).
yeah lol @ spending 2k on a computer to write papers. A $500 computer will be just as good
Lol. Wrong I had a $500 laptop, but it's worse then my iPad so I gave it to my mom for free. I hate how when ever I make a thread the subject somehow changes to how spoiled I and other teens are, and how I'm too young and blah. I mean really like I want to hear this crap over and over, I mean I get it, but now you're an adult, you don't know what it's like to be a teen in this time and age where if you don't have an iPhone somehow you are a dumb, poor little kid.
And you've just proven that you're a spoiled, materialistic brat.Lol. Wrong I had a $500 laptop, but it's worse then my iPad so I gave it to my mom for free. I hate how when ever I make a thread the subject somehow changes to how spoiled I and other teens are, and how I'm too young and blah. I mean really like I want to hear this crap over and over, I mean I get it, but now you're an adult, you don't know what it's like to be a teen in this time and age where if you don't have an iPhone somehow you are a dumb, poor little kid.
On the other hand, my first year's salary as a cardiologist will be $150,000.
Just throwing this out there again. I picked up an iBook G3 for my parents tonight. $80 shipped. THAT machine will do everything a high schooler needs.yeah lol @ spending 2k on a computer to write papers. A $500 computer will be just as good
Just throwing this out there again. I picked up an iBook G3 for my parents tonight. $80 shipped. THAT machine will do everything a high schooler needs.
I really do appreciate your insight, but I'm just worried about all of the debt I will be in right out of college. On the other hand, my first year's salary as a cardiologist will be $150,000. Ugh, I'll just see where my first year of high school takes me.
My, how things change. I was born in 1980 (I'm 30) and feel old seeing kids even at 10 have flip phones. Back when I was 14, even having a pager in my class was cool. At 10, I didn't have the original Game Boy yet. No internet. You want info, get an encyclopedia or go to the library! I didn't get my first pager until I was 18 and my first phone until 19. I didn't text until I was 21 with my third phone and didn't get a smartphone until I was 27! From ages 10-14, my most important gadgets was my NES, SNES, and Genesis.
But I won't change my childhood years for anything. Water balloon fights, super soaker, capture the flag, backyard baseball, wrestling after school, running after the ice cream truck, etc. Then Voltron, Transformers, ThunderCats, He-Man, GI Joe, and TMNT once I got home. ABC's TGIF and Saturday Morning Cartoons. Back To The Future 1 & 2, Bill & Ted, and The Goonies that were some of my fav movies as a kid. Don't get me started with the music. Tears For Fears, anyone? I actually went out and talked with people. A social life beyond a bubble of texting and calling. My camraderie with my friends was like from the movie, The Sandlot.
Grew up in the 1980's and it rocked for a kid. I never would ever take it back. While technology is better now, the content was better from my youth.