Aaaaaand, this is why I do NOT use iCloud. My photos are on my iPhone SE and nowhere else. I never use iCloud and I never enable it. The one time Apple tried to enable it without my consent, I quickly stopped it and disabled it! Stuff I get FROM Apple (App Store), stuff that is completely generic or otherwise not concerned about others seeing, I'll put in "the cloud", but my personal stuff... nope. It's on MY computer/iPhone and nowhere else. If you mention Email being "in the cloud", how else can Email be sent/received? Even if you use POP (instead of IMAP), it went through a server, so who's to know if a copy isn't still there? We find out, more and more, the people/companies who we assume we should be able to trust with our lives or personal effects, oftentimes are only looking out for themselves. And it won't get any better.