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In the end, the reasons why Apple may finally incorporate an NFC radio/antenna subsystem is simple: there is a potentially huge demand for it. When you have:

1. Apple signing a big deal with China UnionPay for mobile payments.
2. The Japanese and South Korea cellphone carriers quietly prodding Apple to incorporate NFC for widely-used NFC mobile payment systems in those countries.
3. The ISIS consortium prodding Apple to incorporate NFC so ISIS payment terminals can be rolled out in a big way across the USA.

These three means there is a potentially huge market for NFC-equipped iPhones. With Apple going to an all-new case design for the iPhone 6 models, they can incorporate an NFC radio/antenna subsystem without increasing the thickness of the case itself.
 
Thats what Apple mean when they say that NFC doesnt improve anything. Reaching out your wallet is just like reaching out your phone and If you are out of battery you are without money so there are huge downsides in this technology. There are bank cards that work just like NFC and they look just like the same old plastics we are used to.

So carrying one item (phone) rather than two (phone and wallet) isn't an improvement? If you can dispense of one item because the other can double up as it, then surely that makes sense, no?

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Cash is king in the UK.

No its not, not even close.

Most (small) local shops charge a fee to pay via card.

So they have terminals then? What is the reason for that if "cash is king"? Have you got a link with reference to "most (small) local shops charge a fee to pay via card"? Or is it just your experience in your area? In which case it is just your opinion and may not be fact.
 
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NFC to work with HID security Passcards

NFC cellphones for the corporate world would be a huge hit.

Replace your Pass cards with the phone you already have. Getting around the office will be easier... no more loosing/replacing/ordering pass cards.

If I could program my phone to replace my card, I would in a minute.

And now that iPhones will be able to have everything preinstalled for enterprise companies, we should be one step closer to seeing this happen.
 
Having had NFC on my phone for a long time i can say it has some unique uses but nothing really mainstream tbh.

Currently i use it to sync with my NX camera which is as easy as touching the two together, i do the same with my hw-f850 soundbar. Connecting devices via nfc is simple, but i also use it to program nfc tags to automate devices, for example i have a nfc card attached to the back of my car holder, when i place the phone in the holder the nfc tag activates a tasker profile which automatically switches bluetooth on my phone, activates car mode, increases brightness to full, turns off wifi if on, amogst other things. Its great for automating things but real world everyday use i cant see the point of it. Yes contactless payment is an idead but i have that on my bank cards anyway.
 
NFC cellphones for the corporate world would be a huge hit.

Replace your Pass cards with the phone you already have. Getting around the office will be easier... no more loosing/replacing/ordering pass cards.

If I could program my phone to replace my card, I would in a minute.

And now that iPhones will be able to have everything preinstalled for enterprise companies, we should be one step closer to seeing this happen.

Same!

I already carry around 3 different cards just to get in and out of my office.
funny story. It used to be 2. Then they promised they were upgrading the security system to make it more efficient to handle only one card

then they handed out a 3rd card.
 
Buying Beats, larger screens and now NFC?

If they put a QR code reader in iOS8 I'm gonna start assuming that Apple are trolling their own fanboys.

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Self swipe terminals without a signature or PIN don't exist in 95% of the world, and even the US is getting rid of them.
Who said anything about "without a signature or pin" Stop arguing against something I did not say.
 
There is absolutely no way that NFC is slower than a CC being processed where a PIN or signature is required. Just no way.

You can stamp you feet all you want it doesn't change the facts. As currently implemented it is slower. I'm actually using NFC, unlike you. I've laid out the steps and how long it takes. I'm not going to repeat myself just because you're too lazy to read.
 
You can stamp you feet all you want it doesn't change the facts. As currently implemented it is slower. I'm actually using NFC, unlike you. I've laid out the steps and how long it takes. I'm not going to repeat myself just because you're too lazy to read.

I use an NFC three times a day.

You're talking out of your arse.

Your previous example of a non-NFC payment doesn't give any time to type in the PIN or sign a signature slip, but then you claim that "Who said anything about "without a signature or pin."" The answer is you did, because if you account for those the transaction easily takes 30+ seconds, versus less than 1 for an NFC transaction.
 
I use an NFC three times a day.

You're talking out of your arse.

Your previous example of a non-NFC payment doesn't give any time to type in the PIN or sign a signature slip, but then you claim that "Who said anything about "without a signature or pin."" The answer is you did, because if you account for those the transaction easily takes 30+ seconds, versus less than 1 for an NFC transaction.

the NFC does not take one second. You clearly have never used NFC. I have actually timed it. Talk about what you know, not what you do not. Oh that would be a pretty quite conversation.
The NFC transaction constantly comes out about 7 seconds longer than the card transaction. I even disregarded the transactions where the clerk does not know how to turn on the NFC function.
They usually have to go into different screens on the terminal to turn on it. With the card you can actually swipe and enter your pin while they are still totally your stuff (before the transaction is completed).
If the machines where always on and did not require any intervention then, and only then, it would be faster but that's not the case. And I have been using NFC around the world since 2009. The only place I ever found it faster was in Japan.
 
NFC time

@damphoose @The Phazer

I'm not sure where you guys are, but in Ontario it's Fast

at the Office:
NFC HID cards take a spit second to unlock a door.

at the grocery store

TAPPING the machine rather than using a chip or swiping has always been faster [in my experience]. The Cashier need only hit 1 button, the same button, if I have a chip/swipe/Tap 'Credit Card'. A different button for 'Debit Card'

Chip requires typing (follow instruction, click ok, and or account, type in code)

Swipe requires typing (See above) or signing - can be on paper or 'screen'

Tap takes about 1 second.
 
If the machines where always on and did not require any intervention then, and only then, it would be faster but that's not the case. And I have been using NFC around the world since 2009. The only place I ever found it faster was in Japan.

your experience sucks.

But it's not the normal experience that NFC tech is supposed to be having.

Here in Ontario. Virtually every place now has tap NFC terminals. And they're near instantaneous.

Yesterday, I paid for Harvey's hamburgers with tap. They told me my total, I told them credit card, the terminal showed a green light, I tapped. 1 second later it said "approved" and i was done.

Yesterday at the grocery store. Same thing. Told her Credit Card. green light turned on the terminal. tapped. paid.

in each step, the process was less than a few seconds. If i used PIN and chip, i'd have to insert, press my pin and then wait to remove the card.

If you're encountering a lot of places that in order to use NFC tap feature because the stores don't have them setup properly, thats not a failure of the technology, but an adoption problem. Considering that most people in here on MR tend to be American, this isn't unexpected. America tends to be extremely slow on adopting new technological standards, especially in the Banking industry. Often years, if not decades behind most other first world nations.
 
A light just went off above my head:

I wonder what if Apple's NFC effort is NOT with integrating it on the iPhone case itself, but on the much-rumored iWatch wearable computer?

Imagine this: instead of "tapping" the phone itself on an NFC terminal, you "tap" the iWatch on the terminal to make a mobile payment, and the data is transmitted in encrypted fashion back to the iPhone through Bluetooth 4.0. That way, iPhone 4S, 5, 5C, 5S and the upcoming 6 models with Bluetooth 4.0 support can function as a mobile payment client in the manner I mentioned.
 
Imagine this: instead of "tapping" the phone itself on an NFC terminal, you "tap" the iWatch on the terminal to make a mobile payment, and the data is transmitted in encrypted fashion back to the iPhone through Bluetooth 4.0.

What data?
 
A light just went off above my head:

I wonder what if Apple's NFC effort is NOT with integrating it on the iPhone case itself, but on the much-rumored iWatch wearable computer?

Imagine this: instead of "tapping" the phone itself on an NFC terminal, you "tap" the iWatch on the terminal to make a mobile payment, and the data is transmitted in encrypted fashion back to the iPhone through Bluetooth 4.0. That way, iPhone 4S, 5, 5C, 5S and the upcoming 6 models with Bluetooth 4.0 support can function as a mobile payment client in the manner I mentioned.

shouldnt the light go on???
 
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