We can thank Amazon for must of this current nonsense because of the infamous "one-click" patent.
"Oh gee, let's do a quick SQL query for customers' CC info, just like we and everybody already does for mailing addresses, and patent it as some new invention."
"Oh gee, let's do a quick SQL query for customers' CC info, just like we and everybody already does for mailing addresses, and patent it as some new invention."