Become a MacRumors Supporter for $50/year with no ads, ability to filter front page stories, and private forums.
June 2020 Headline News

Apple faces class action lawsuit due to Apple Card discoloration. Apple failed to notify customers that the natural moisture present on the skin could discolor the card.
 
  • Like
Reactions: brgjoe
News Flash: The card is meant to be used.

Not according to Apple users. It is to be worshipped, cleaned and left at home in a safe, dry, scratch free environment. If you have any trouble caring for your card, Apple has provided instructions on how to clean a credit card. A credit card... Clean and care for a credit card.... Cant say that enough. The idea is just astonishing.
 
Last edited:
Did anyone in SEVENTEEN pages of comments bother to mention that you could also decide you don't give a crap if the card gets scratched or dinged as long as it keeps working?

Is there any suggestion that any of this is anything but cosmetic?
 
  • Like
Reactions: ASUgrad1999
Not according to Apple users. It is to be worshipped, cleaned and left at home in a safe, dry, scratch free environment. If you have any trouble caring for your card, Apple has provided instructions on how to clean a credit card. A credit card... Clean and care for a crest card.... Cant say that enough. The idea is just astonishing.

Well, we have certainly come a long way from all the criticisms that nobody would ever use the Apple Card because other cards offer better rewards.

And as mentioned, paying via Apple Pay offers higher rewards than using the physical card for a reason.
 
Well, we have certainly come a long way from all the criticisms that nobody would ever use the Apple Card because other cards offer better rewards.

And as mentioned, paying via Apple Pay offers higher rewards than using the physical card for a reason.

So that means Apple supporters are content that the card business itself is no longer criticized and that Apple's lack of thought in use practicality can be overlooked? LOL

Even with all those pays system, we still use the physical card, and even cash for reason. There are place where you cannot use the pay period.

I mean seriously, the trend Apple is showing is so hilarious. What's next. A protection case for a creadit card? LOL
 
The funniest part of Abazigals "you just can't see the bigger picture" posts is that they often fail to consider the bigger picture outside of the Apple bubble. Most people are going to do what's easiest/best for them not what is best for Apple.

Even when contactless payments are ubiquitous people might still prefer to use their card rather than wielding their smartphone at the checkout.

For instance here in the UK we are some way ahead of the US in banking terms and most banks issue their customers with contactless cards and have done for several years. The cards can be used for 'tap to pay' in most major outlets.

Apple Pay just isn't really a big deal here, sure some people use it but its honestly easier just to tap your card on the reader. That is before you consider how awkward the Apple Pay process is on non Touch ID iPhones.

I use contactless payment practically everyday of the year, I pretty much never use my iPhone.

Some shops I frequent have rewards apps that let me collect points and perks. If I am going to have my phone out anyways to register the rewards (usually in the form of scanning a QR code), I may as well just pay using Apple Pay while I am at it. It’s also easier to whip out my phone, than take my credit card out of my wallet and put it away when I am done with it.

That said, the “bigger picture” I was referring to isn’t so much the lack of ubiquity of Apple Pay, but rather, Apple’s motivations for releasing their own credit card. I feel there isn’t enough discussion surrounding this, with the bulk of the members here choosing instead to pluck the low-hanging fruit of taking cheap (and superficial) potshots at an easy joke, and then just stopping there.

Am I the only one who finds it fascinating that Apple is getting personally involved in the key services underpinning their iOS devices? There’s health with the Apple Watch, transportation with CarPlay (and Apple working on their own self-driving car), and now financial services (starting first with Apple Pay and now their own credit card).

What makes Apple well-positioned to complete head-to-head with these various competitors is the strong relationship it enjoys with its customers.

Is anyone doubting that as we going along, Apple is learning intently about the financial industry and the complexities, challenges and regulations involved with it? What other financial services could Apple offer in the future? Loans? Insurance? It’s own brand of cryptocurrency? How might Apple add its own twist on these existing services, given its control over hardware and software, and its focus on security and privacy?

Now with music streaming, news, video streaming and gaming, I think it’s safe to say that any genre is fair game for Apple.
 
Just buy an RFID sleeve for $6 and the problem is solved.

True...but...after a few strip swipes or chip insertions, the card is going to show wear anyway. Back when cards were swiped, my cards showed serious scratches on the other side of the strip. The cards that go into chip readers are showing similar wear. It's just a card - too bad Apple chose a fragile white finish that will show up even minor wear clearly.
 
Some shops I frequent have rewards apps that let me collect points and perks. If I am going to have my phone out anyways to register the rewards (usually in the form of scanning a QR code), I may as well just pay using Apple Pay while I am at it. It’s also easier to whip out my phone, than take my credit card out of my wallet and put it away when I am done with it.

That said, the “bigger picture” I was referring to isn’t so much the lack of ubiquity of Apple Pay, but rather, Apple’s motivations for releasing their own credit card. I feel there isn’t enough discussion surrounding this, with the bulk of the members here choosing instead to pluck the low-hanging fruit of taking cheap (and superficial) potshots at an easy joke, and then just stopping there.

Am I the only one who finds it fascinating that Apple is getting personally involved in the key services underpinning their iOS devices? There’s health with the Apple Watch, transportation with CarPlay (and Apple working on their own self-driving car), and now financial services (starting first with Apple Pay and now their own credit card).

What makes Apple well-positioned to complete head-to-head with these various competitors is the strong relationship it enjoys with its customers.

Is anyone doubting that as we going along, Apple is learning intently about the financial industry and the complexities, challenges and regulations involved with it? What other financial services could Apple offer in the future? Loans? Insurance? It’s own brand of cryptocurrency? How might Apple add its own twist on these existing services, given its control over hardware and software, and its focus on security and privacy?

Now with music streaming, news, video streaming and gaming, I think it’s safe to say that any genre is fair game for Apple.

You are reading way too much into this. It’s a credit card...

As far as exerting too much energy to retrieve a wallet from your person, may I suggest strengthening exercises. Work your core muscles. With time you will find lifting your wallet and credit cards will become easier than lifting your phone...
 
Last edited:
That said, the “bigger picture” I was referring to isn’t so much the lack of ubiquity of Apple Pay, but rather, Apple’s motivations for releasing their own credit card. I feel there isn’t enough discussion surrounding this, with the bulk of the members here choosing instead to pluck the low-hanging fruit of taking cheap (and superficial) potshots at an easy joke, and then just stopping there.

Many large retailers here in the U.S. have their credit cards, e.g. Amazon, Best Buy, Target, Walmart, etc. So I'm not sure how Apple's motivations are any different than others.

Am I the only one who finds it fascinating that Apple is getting personally involved in the key services underpinning their iOS devices?

Probably not the only one, but definitely part of the minority.

Is anyone doubting that as we going along, Apple is learning intently about the financial industry and the complexities, challenges and regulations involved with it? What other financial services could Apple offer in the future? Loans? Insurance? It’s own brand of cryptocurrency? How might Apple add its own twist on these existing services, given its control over hardware and software, and its focus on security and privacy?

Apple isn't a financial institution.

I'm not sure that this credit card is evidence of Apple learning the complexities/challenges/regulations around the financial industry. It's a credit card. I'm actually surprised how you came to that conclusion, but as most know on this forum you tend to reach from your hut.

Now with music streaming, news, video streaming and gaming, I think it’s safe to say that any genre is fair game for Apple.

The only service of the things you've listed that they have been successful at is music streaming, and you can argue what the definition of success really means here. News+ right now is questionably successful right now. Video streaming (i.e. Apple TV+) and gaming have yet to prove themselves and are facing skepticism from the relevant industries. Time will tell how it plays out.
 
  • Like
Reactions: Expos of 1969
I still believe Apple's strategy in entering financial industry is pathetic at best.
Instead of focusing so much on looks of their card, offer me compelling benefit which is lacking at the moment.

I guess they have to weaponize the look of card as they are doing their best to utilize Apple fandom instead of offering a real benefit.
 
I don't get why people care so much about the card's condition or make fun of Apple for putting out these guidelines. Do they know they can just request a brand spanking new replacement card for free right?





Apple this morning shared a new Apple Card support document, which covers proper cleaning and storage methods to maintain the card's signature white finish.

If the Apple Card gets dirty, Apple recommends gently wiping it with a soft, damp microfiber cloth. A soft microfiber cloth moistened with isopropyl alcohol can also be used for stain removal.

applecard.jpg

Apple says that household cleaners, abrasives, solvents, ammonia, aerosol sprays and compressed air must be avoided, and warns that some fabrics, such as leather and denim, have the potential to cause permanent discoloration.

Due to the multi-layer coating process that gives the titanium card its white finish, Apple has detailed rules for proper storage.

The Apple Card should be stored in a wallet, pocket, or bag constructed from soft materials, and it should not touch another credit card because doing so could cause scratching.

Apple also warns against putting the Apple Card near magnets because doing so could cause the magnetic strip to become demagnetized, and Apple also says that the Apple Card should not be put in a pocket or bag that contains loose change, keys, or other potentially abrasive objects.

Apple's full list of instructions for the Apple Card can be found in the support document. Additional Apple Card details are located in our Apple Card guide.

Article Link: Apple Shares Details on Cleaning and Protecting Your Apple Card in New Support Document
[doublepost=1566827989][/doublepost]
I have to say what weird times we live in. Seriously people worried about how to keep a CC card clean or pristine? LMAO.

When any of my CC gets very worn out, I just request a new one from the issuer. It usually comes in less than two weeks and free of charge. If Apple charges for a replacement then you should not consider getting one. Greed has limits.

I am a huge Apple fan for decades, but at least I think, I have limits. For some people, just this is just a cult mindset without any limits.

I can confirm that the replacement cards are free of charge and delivered (on average) within a week.
 
That said, the “bigger picture” I was referring to isn’t so much the lack of ubiquity of Apple Pay, but rather, Apple’s motivations for releasing their own credit card. I feel there isn’t enough discussion surrounding this, with the bulk of the members here choosing instead to pluck the low-hanging fruit of taking cheap (and superficial) potshots at an easy joke, and then just stopping there.

I think the motivations are as follows:
  • Honestly try to better the credit card experience with deep digital wallet integration and all that entails: detailed transaction view (as detailed as MasterCard can get, anyways), card number locking and renewal, easy visual payment and pay down with bank account integration, spending overview.
  • Increase the use of ApplePay. The physical card is optional so this is truly a digital card first, physical card second experience. Increasing use of ApplePay increases Apple revenue.
  • Increase payment security. The fact that the card is numberless means you can, using the feature of requesting a new number, do so without needing to replace the card. (I assume this works, but how I don't know, given what is or isn't encoded on the mag strip. Maybe it's just a token that eventually resolves to a new number at the payment processor.)
  • Differentiate from competitors who have digital payment but not an actual payment card. Next year there might be Samsung and Google credit cards, not just cobranding marketing plays, but actual wallet integration like AppleCard.
  • Provide a statement card for Apple customers and fans. You can have many kinds of logos on a credit card today so why not one with an Apple logo on it?
  • Provide a statement card experience for as many people as possible, hence anyone with 600+ credit score could conceivably receive a card. I don't believe this is overly altruistic, but it can allow some folks to build and manage their credit better.
  • Tie card holders ever more closer to the Apple ecosystem
And probably other motivations I'm missing. This thing is truly a product and takes not a small team of product managers, engineers, business development and financial folks to pull off. I'm definitely not one for belittling the feat of releasing something like this, but I certainly can join in on the ridicule of the card cleaning notes like everyone else here :)

I'm also not tying this to other things that Apple is doing. Like any company with deep pockets, they try to control their own destiny and may or may not succeed at doing so.
 
Everything surrounding the Apple Card has been hilarious. This forum has been absolute gold.
I think the most hilarious part is the Apple Card still coming with a magnetic stripe on it. Didn't they want to make a safer card? They why did they still add a magnetic stripe that can be easily used to skim data from the card? That was just idiotic. The Apple Card should have come with just the chip on it, no stripe. It just goes to show how widespread the use of magnetic stripe readers continues to be in the US, so much that even Apple couldn't innovate in having the Apple Card made without a magnetic stripe.
 



Apple this morning shared a new Apple Card support document, which covers proper cleaning and storage methods to maintain the card's signature white finish.

If the Apple Card gets dirty, Apple recommends gently wiping it with a soft, damp microfiber cloth. A soft microfiber cloth moistened with isopropyl alcohol can also be used for stain removal.

applecard.jpg

Apple says that household cleaners, abrasives, solvents, ammonia, aerosol sprays and compressed air must be avoided, and warns that some fabrics, such as leather and denim, have the potential to cause permanent discoloration.

Due to the multi-layer coating process that gives the titanium card its white finish, Apple has detailed rules for proper storage.

The Apple Card should be stored in a wallet, pocket, or bag constructed from soft materials, and it should not touch another credit card because doing so could cause scratching.

Apple also warns against putting the Apple Card near magnets because doing so could cause the magnetic strip to become demagnetized, and Apple also says that the Apple Card should not be put in a pocket or bag that contains loose change, keys, or other potentially abrasive objects.

Apple's full list of instructions for the Apple Card can be found in the support document. Additional Apple Card details are located in our Apple Card guide.

Article Link: Apple Shares Details on Cleaning and Protecting Your Apple Card in New Support Document
[doublepost=1566843507][/doublepost]OR....

you can treat it just like any other credit card. After all, do you bother to clean your other credit cards?

It is nothing more than 'stuff' to make you feel like it is a special product. Credit is intangible. The card is the physical representation of that. They are merely trying to make this credit feel more special that someone else's credit... just like AMEX or other premium credit cards.

Much ado about nothing.
 
sorry but anybody that is worried about getting your credit card scratched up really needs to reevaluate their lives maybe therapy will help them
 
Works well cutting my polish sausage I had today for lunch. Lolz
 

Attachments

  • 4BB8CAF2-E9DD-4823-A52C-A7064300913E.jpeg
    4BB8CAF2-E9DD-4823-A52C-A7064300913E.jpeg
    1.4 MB · Views: 189
Last edited:
Excuse me, but this is about how to clean a goddamn credit card. This must be a joke or something.
For anyone who cares about keeping it white. Nothing more, nothing less. Some people care about that stuff and Apple let them know. If they had not, someone would have whined about THAT like they did about the HomePod slightly marring the finish on fancy wood tables
 
  • Like
Reactions: borntrouble
Register on MacRumors! This sidebar will go away, and you'll see fewer ads.