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“All three ads feature the tagline 'Reboot your credit card'”

All three ads feature inept, unattractive, bumbling, weak men. Two of the ads have the usual superior disapproving Stronk Powerful Independent woman. It's all so tiresome.
 
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Apple Card has zero card benefits other than cash back compared to other no-fee cards: zero extended warranty, zero protection from loss/theft in first X days, rental car coverage, etc etc. Other than Apple purchases (3% back), there are other no fee cash back cards which offer way more consumer protections with useful web sites and live support staff.
An excellent point, which I will emphasize by sharing that AmEx covered me when my first generation HomePod started doing the fart of death just a few months after Apple’s warranty expired. Made a claim on the extended warranty website, provided Apple Store’s repair estimate (which was, of course, buy a new HomePod) and got a refund for my purchase price. Which I used to buy a pair of Sonos Ones.

Anything expensive with a warranty, I put on AmEx. Most certainly first gen Apple products. I grant that my Blue Cash Preferred card has a $95 annual fee, but that is very easily recouped by grocery rebate alone given the price of groceries these days (I will say it’s time for AmEx to raise the $6k annual cap on earning 6% back!)
 
Maybe I'm mistaken but I've never heard of people here getting credit card bills, we just get a lette from the bank outlining how much money they automatically deducted at the end of the month

I'm actually checking the website of an Italian bank right now and they just mention charging your bank account 30-45 days into the next month with no mention of being able to pay manually

Guess my "as an European" was a gross generalization tho! Clearly it's not set up this way EVERYWHERE, my personal experience involves both Italy and Spain so I incorrectly assumed it was the same everywhere else
Credit cards do exist in continental Europe that send you a monthly bill (and will charge you 20%+ interest per year if you don‘t pay in full). Including Italy and Spain. They’re certainly not as popular and widespread as in the U.S. though.
 
Used throughout a recent trip to Greece. No foreign transaction fees, and everyone (outside of cabs) accepted contactless payments,
I tried to do the same, on trip to Greece last year. Also noticed the cabbies feeling free to accept rides from apps, but then, oh darn, can't take a CC, reader is down, so sorry. 😢

I mostly rode the tram in Athens.
 
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I tried to do the same, on trip to Greece last year. Also noticed the cabbies feeling free to accept rides from apps, but then, oh darn, can't take a CC, reader is down, so sorry. 😢

I mostly rode the tram in Athens.
Yeah, tram/bus/walking for me. I don’t trust the cabbies in Greece — they seem to charge whatever the hell they want. If/when Uber comes to Greece, it is over for them.
 
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That's a Tim and Eric actor in that 'Ladder' ad. The guy who played Matthew in that one episode where they launch their site in 1996.
 
Credit cards do exist in continental Europe that send you a monthly bill (and will charge you 20%+ interest per year if you don‘t pay in full). Including Italy and Spain. They’re certainly not as popular and widespread as in the U.S. though.
Very interesting

The unpopularity of these cards had led me to believe they were flat out not allowed but I guess people just prefer to go through their banks instead
 
Maybe you should stop consooming and start living within your means?

The fact that you use a credit card doesn't necessarily mean you are living beyond your means. If you completely pay the bill you actually are saving money versus paying with cash. For Apple products 3% cashback, 12 months financing means you can be earning investment income on the cash not spent for almost a year.

I am ignoring the issues that reward credit cards tend to benefit the well off. Those who have to pay cash in most cases have to pay the same amount for the same product but get no benefits.
 
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