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Apple Shares New Apple Pay for iPhone Guided Tour
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I love Apple Pay too, although the payment method is quick I find I'm then standing around waiting for the receipt. Maybe the next step is to have the receipt sent to my phone at the same time.
I used Apple Pay to buy my Apple Watch at the Regent Street store in London.
Never did get my email receipt from Apple but I agree it would be a good idea.
Saves on paper.
Your purchases are NOT your property until you leave and completely exit their property - including the Car Park outside.
Usually they have to press sale and enter the amount first. They're used to swiping or inserting the card first which does not activate the contactless reader. I have learned how to use every terminal on earth selling these things so I just walk the cashier how to do it and in the future it never was a problem again.
Exactly. They can always just give you your money back and say never come here again for being a jerk leaving.
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I also got American Express in Canada just because of Apple Pay.
It is my property because I paid for it. They have provision in contract where they can check your receipt to verify it is your stuff and or if cashier maybe made mistake. Also prevents others from stealing your cart. But the way they act most of time makes me feel like they think I'm a shoplifter or stealing stuff.
The Costco employees at door act like jerks often.
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I love using AP w/ my AW. Only problem is only an infintesimal number of stores I shop at are set up for NFC. The ones that do take it like Whole Foods and Walgreens I only go into occasionally. I'm not sure why most grocery stores haven't signed up yet. Payment is a real pinch point in grocery lines. You'd think they'd be jumping on it.
I am in Canada and signed up for Amex just because of Apple Pay - it should be here next week. But I agree that most wouldn't.
I doing it as my part to show support, and hopefully Apple can take ApplePay data for Amex and show Canadian banks how popular it.
They are just counting the items and checking the date on the receipt. How easy would it be for someone to enter the store again an 4 hours after they just bought a cart full of stuff and then produce the same reciept again? (that's why they use a highlighter or hole punch on the receipt.)
In some cases, like large items like TV's they also check that the item matches since it's also possible that the same cart scam could be used to switch carts at the exit.
They aren't actually checking everything.
As for AMEX or MC at Costco. They can do whatever they want. In Canada they also accept Interac.
I never use Interac, I prefer the "peace of mind" the credit card offers. You only do Interac (direct debit) if you have no credit, thus you're "poor", and therefor don't get the anti-fraud coverage of a credit card.
Disclaimer: I'm not a lawyer, nor do I play one on TV. If you want legal advice, consult a professional.
Your mileage may vary, depending on the country and state you are in. In the US, the merchant generally has no right to stop you unless they suspect you of theft.
However, they don't have the right to search you (including your most recent purchase), unless security is a sworn police officer, and he/she has an suspicion you have committed a crime. It can't just be a "you look shady" suspicion: he/she has to have some evidence, observation, or witness to a crime.
Costco is an exception, because you must sign a membership agreement to make a purchase there. Buried in the membership agreement is a clause in which you agree to a bag search when exiting.
A merchant MAY also be able to do a bag search f they post a big sign at the entrance that says you are subject to a bag search on exit, and that you agree to it by entering the premises. But, I'm not sure that's ever been tested in court.
I used it for the first time just now, mostly based on this article. I agree, it was very easy to do.
hopefully you got the amex gold - that thing is a really good card for points. i just learned you can convert the points to aeroplan in a 1:1 basis too.
In more advanced countries (read Canada), chip and pin and NFC has been there for years at just about 90% of merchants. The banks are balking and don't want to give up any of their piece of the pie, which is why AMEX came in. They are not affiliated to any bank. What sucks is that pretty much nobody accepts them.
I agree! I've used it on many occasions and even on the bus. The drivers look at me like "what is he doing?".
The reason for the signing, credit card issuers in the US get higher fees on signature transactions then pin transactions. If credit issuers allowed chip and pin the losses in revenue cold potentially be staggering.
I just got the simplycash for now. I didn't want a fee and my goal is to use for small purchases and keep it paid off. I have Visa aerogold infinite and enough eroplan points already that I don't use. Cash back is good enough to try Amex.
Might have been true back before 2011 or so but not so much now thanks to the Durbin rules.
Meh, they gave me a new card after costco dropped themthat has NFC and chip and pin. It doesn't cost me anything and all I use it for is paypal.
I've had it work 2 out of 5 merchants I've tried so far. Not too bad considering it's less than a week old. Hopefully two things happen:
1. Obviously it would be idea for banks to support Apple Pay so I can use my debit card
2. Merchants that accept Amex but have their NFC disabled, enable tap for Apple Pay
1. Obviously it would be idea for banks to support Apple Pay so I can use my debit card
2. Merchants that accept Amex but have their NFC disabled, enable tap for Apple Pay
Before commenting, do your research: "Samsung also claims that it replaces "sensitive card data" with token payments. The retailer receives only "a device-specific token and a dynamic, one-time-use security code."
And when you use Samsung pay, you don't need to take the chance of the merchant not accepting it as a form of payment, as the only places that Samsung pay doesn't work are gas stations and parking meters; where the whole card needs to go inside the machine.
I work in a shop in the UK which has a regular contactless system and we have people use Apple Pay all the time. Nothing had to be done to any of the shop's equipment