It's a warning label. YOU are taking it as a scare tactic just because.
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Apple Slaps Warnings on Apps Using External Purchases in the EU [Updated]
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I'll defend it.
Apart from all the dodgy Android apps that have scam or plain fake checkouts. One of them had the value shown as $2 and it actually took $200.
It's a webpage within the app. It could be ANYTHING. They could submit an app that links to their own secure webpage within their website... and when it's on the App Store, they just change the landing page to something insecure that mines your information etc. Part of the point of the payment sites is the store doesn't even see a lot of the personal information. That's all out the window now and apps in the Wild Wild West.
It is.
Yet Apple has only lowered the fees since inception of the App Store. Your argument has no merit.
Laughable. If you're going to throw insults, then there's nothing more to say to you.
Apple will get into trouble with this because of the way they are using the wording. They are trying to put fear into users so they stop using apps that use external payment systems. Businesses in the EU are not allowed to influence customers in that manner.
The problem isn’t apps that will use other reputable payment processors, the problem is that when Apple has no control over what the app developer claims is a payment processor the app developer can build their own fake one which is there just to build a database of credit card information to sell to criminals.
And even if it isn’t a scam it can still be a poorly written payment solution sending information unencrypted, something that is now on the consumer to vet before typing in their information.
People should be warned that they need to be vigilant and do their own research to make sure that where they are typing their information is legit and safe. I am all for the free choice so of course I think the developers should be allowed to do it, but I also think the consumer has a right to know that Apple is unable to vet it so anything could happen with the information you type there.
knowing whether or not app will throw me into a third party vendor to handle my credit card details BEFORE I buy the app is pro-consumer. this is just a fact.
A well informed choice before purchasing an app is even more pro-consumer.
Not really.
We're discussing the warning of what the app will do. Sounds like you're talking about something else.
That's an edge case senario. I doubt spotify etc would do that. It's not like ther app store has never had £15 a week wallpaper apps.
As an Android user, I've yet to come accross an app with a scam or fake checkout.
It looks like the scaremongering wording has worked on you, or you are an Apple employee.
Good. I already have one App that uses „alternative payment“ and it’s annoying. I don’t know about you but I don’t want to go back to those times were we lost complete programs and date just because the purchase in the system or the key was lost. If you want to be reimbursed about a purchase Apple was always a breeze to work with. I will be actively avoiding Apps that don’t use the Apple ID for payment. They won’t get cheaper anyway.
You have to have a valid credit card on file before buying an app. The fact that you must now input a cc in a second place is objectively less secure than having one credit card on file with one company.
This is the whole point.
Oh, of course, it's privacy and security right Tim? It's definitely not the cash you're losing that you're pissed about right? What a gimmick.
If Apple’s only concern was security, they could have imposed standards for secure payments in iOS apps. Apple’s interested in its profits so they prefer a solution that offers them a cut, and continue to do everything that can to make alternatives within iOS apps worse than theirs. I love Apple products, but that doesn’t make me blind to Apple’s motives.
That should never happen because apps are still required to go through Apple's app approval process. Any such app should be caught by the approval process. The only way such apps will get through the system is if Apple deliberately stopped vigorously checking such apps by introducing a two step pre approval check, apps that use Apple's payment system go through the normal vigorous process check, app's that use an external payment system are not vigorously checked thus allowing bad external payments apps to get approval. If Apple were to do this and they got found out, the EU would come down hard on Apple.
With that logic, Apple should force a pop up on EVERY payment/purchase made with an iPhone through ANY vendor (Amazon, EBAY, B&H, etc.) for any PRODUCT using Safari or any other app. Nonsense.
Spot-on.
You can certainly use an outside payment system. Apple is simply warning people that there *could* be adverse security consequences if you do.
And if you choose to go around Apple and something bad happens (funds drained, security compromised, etc), deal with it directly with the payment system company. And not Apple - it's no longer their responsibility.
Looks like you don't want to man up and admit defeat. I can't have a conversation with someone like that.
#1 Apple Pay is through Apple. What are you talking about 3rd party vendor?
#2 What are you being informed of and why? Think about it. They are informing you they don't allow Apple Pay in the app for a more secure payment method. They are informing you that they will not get their 30% cut. They are informing you they are requiring all payments to be done through their own system. ALL OF THIS IS ILLEGAL. Do you get it now? You may disagree, but it's ILLEGAL.
If you were honest, truly honest, if Apple allowed app-devs to use Apple Pay in the app, everything would be great and secure for you, the consumer, and would be the same double-click side button experience. They don't allow it. And it's ILLEGAL they don't. Think about it, you're supporting something that was ILLEGAL. THINK, this is not your opinion. It's ILLEGAL. Apple Pay in apps in the ultimate experience giving consumers the most secure and fastest payment AND giving the money to the CREATORS of the app.
Bottom line, you don't give Apple 30% commission on purchases on a website on your Mac or iPhone. An app is the same thing. The only difference is Apple created a store and made it the only way to distribute apps. ANTI-consumer
Where are you finding this information? Only way Apple could do that is if there are specific pre approved payment processors that are allowed and nothing indicates that this is the case. What seems to be happening are far from that, the developers seem to be free to use whatever payment processor they want with no say or oversight from Apple.
Once the app developers are free to use whatever payment solution they like there is no way for Apple to vet anything there. Apple will of course remove an app if they are made aware of scams but at that point it is too late.
Nobody on the consumers side should be mad about them getting warned that they are responsible for making sure that the payment methods used in an app are legit and safe to use.
I don't really think this warning is a "big deal". I've attached a screenshot of the page it leads to just in case Apple reverses course, but nothing in here is bad. In my opinion it's just stating facts to the consumer, giving them more choice in what they want to do for their apps.
Attachments
The discovery in the Epic trial showed that Apple were even describing these warning labels as 'scary' internally. The intent was very clear.
The ruling that came out of that trial explicitly forbid Apple from using this tactic in the US.
You are not making a payment "outside of the iPhone." The iPhone is a piece of hardware. What you are making a purchase outside of is Apple's fee/commission structure and point of sale processing system. Apple relies on the same backend transaction processors as other retailers, banks and credit brands. All transaction processors must adhere to the same PCI, GDPR, FBA, and other regulatory frameworks in order to be authorized to conduct business in the region in which they operate.
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It was literally proven as a scare tactic by US lawmakers only 2 weeks ago!
Nonsense like how EU is forcing everyone to popup cookie popups? Yet here we are... 🤣
FYI: the logic is users have always been used to buying through Apple for digital goods through apps. Now that has changed, it's imperative that Apple displays this warning. So no, not "with that logic".
I wasn't defeated. I responded point by point for reasons why.
I mean with that attitude, I don't think we're going to get anywhere so, have a great evening.
Given this reply, I'll accept it as defeat. We both AGREE! PRO CONSUMER! And that's (good) CHOICES! Have a good day