Yes, it works. I am English and in the UK but have a Bank of America card. I have scanned it into my iPhone and I can use it contactless. I had to fool my iPhone into thinking I am in the U.S. by changing the country to US in settings and I now have Apple Pay on my iPhone. This allowed me to scan US cards. UK ones will not scan until Apple Pay is introduced here. But I can use it contactless with no problem up to £20Question, what about us from the States traveling in Europe with apple pay right now. Will it work on contactless terminals? I will be traveling that way next week and was wondering if its even worth it to try?