I have my X. It’s great blah blah... Now I want to ensure I’ve got the best protection for the best price. AppleCare+ is $200 and you have to pay upfront...right? AT&T allowed me to add their insurance for only $8.99/month within 30 days of activation. Looking over the costs associated with damage and loss, it seems to be comparable to AppleCare+. 2 years at $9/month = $216 So I went with AT&T protection for now. There’s a time limit on every insurance option. I’d like to know if others have found decent protection plans and how they compare. Maybe this discussion could help future owners decide how to best protect their insanely expensive and breakable toys. Thanks for your input!