AppleCare+ or Squaretrade for your Iphone X?

amyangel

macrumors regular
Original poster
Sep 12, 2012
133
37
Was looking at prices for the 2 year extended and Squaretrade is cheaper this time around. I've always stuck with AC+ but wondering on others' experiences with Sqtrade instead?

Btw i've never had to use the warranty even on my current 7+.

Thanks
 

jasie02

macrumors 6502a
Sep 18, 2014
777
243
With new FaceID technology and all those sensors, I won't believe anyone claim they know how to replace screen at this moment other than Apple. And X screen replacement cost is $279, $110 more than previous iPhone. I say $199+$29 for each of 2 allowable screen replacement is good deal if you think there is slight remote chance you need screen replacement for the life of X.

Edited: Nothing worst than sent in a $1000+ phone for screen replacement and end up with a paper weight.
 
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amyangel

macrumors regular
Original poster
Sep 12, 2012
133
37
With new FaceID technology and all those sensors, I won't believe anyone claim they know how to replace screen at this moment other than Apple. And X screen replacement cost is $279, $110 more than previous iPhone. I say $199+$29 for each of 2 allowable screen replacement is good deal if you think there is slight remote chance you need screen replacement for the life of X.
Good to know. I have a 3yo that loves my phone including dropping it at times. Never a problem until I realized the glass front and rear for the X:). Very true on the new technology. Might bite the bullet and stick with AC+.
 

tromboneaholic

Suspended
Jun 9, 2004
3,706
3,024
Clearwater, FL
With new FaceID technology and all those sensors, I won't believe anyone claim they know how to replace screen at this moment other than Apple. And X screen replacement cost is $279, $110 more than previous iPhone. I say $199+$29 for each of 2 allowable screen replacement is good deal if you think there is slight remote chance you need screen replacement for the life of X.

Edited: Nothing worst than sent in a $1000+ phone for screen replacement and end up with a paper weight.
Have Apple repair it, and let Squaretrade reimburse you. They are an insurance policy, not a repair shop.
 

Ortiz7983

Suspended
Aug 6, 2012
591
251
Squaretrade for me. $298 for 3 years for my new iPhone X and my wife’s iPhone X. Cheaper than Apple care and i can transfer the warranty onto any new phones later on. Up to 4 claims for each phone. I’ve used them before for my iPhone 5. Had 2 claims on that phone. They reimbursed me super fast.
 

jasie02

macrumors 6502a
Sep 18, 2014
777
243
Have Apple repair it, and let Squaretrade reimburse you. They are an insurance policy, not a repair shop.
Could not find Squaretrade price for iPhone X, hard to believe they will make money by keeping iPhone X 2 years plan same as Applecare+ for iPhone 8 as $129USD. My guess is it is likely going to be same $199USD as iPhone X Applecare+. Squaretrade incident screen replacement also likely need to pay deductible, which normally start around $50USD, more than Applecare+.

Squaretrade is a good deal for iPhone, if you do not live close to Apple Store, and welling to use 3rd party repair. I would not trust anyone other than Apple for iPhone X repair, with FaceID new technology. At least until next gen is out.
 
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tromboneaholic

Suspended
Jun 9, 2004
3,706
3,024
Clearwater, FL
Squaretrade is a good deal for iPhone, if you do not live close to Apple Store, and welling to use 3rd party repair. I would not trust anyone other than Apple for iPhone X repair, with FaceID new technology. At least until next gen is out.
“If you’ve got an Apple device, get it repaired at the Genius bar and we’ll reimburse you.”
 
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jasie02

macrumors 6502a
Sep 18, 2014
777
243
Squaretrade for me. $298 for 3 years for my new iPhone X and my wife’s iPhone X. Cheaper than Apple care and i can transfer the warranty onto any new phones later on. Up to 4 claims for each phone. I’ve used them before for my iPhone 5. Had 2 claims on that phone. They reimbursed me super fast.
Had they announce deductible for iPhone X screen replacement yet?
I will be interested if they keep same deductible around $50, or will also increase, when non-warranty screen replacement by Apple increase from $169 (before X) to $279 (X).
[doublepost=1509223642][/doublepost]
“If you’ve got an Apple device, get it repaired at the Genius bar and we’ll reimburse you.”
After deductible paid by owner, right? So I am interested what is Squaretrade iPhone X screen replacement deductible?
 

tromboneaholic

Suspended
Jun 9, 2004
3,706
3,024
Clearwater, FL
Had they announce deductible for iPhone X screen replacement yet?
I will be interested if they keep same deductible around $50, or will also increase, when non-warranty screen replacement by Apple increase from $169 (before X) to $279 (X).
[doublepost=1509223642][/doublepost]

After deductible paid by owner, right? So I am interested what is Squaretrade iPhone X screen replacement deductible?
I think $99 if you do it in store. $25 for a technician they choose (non Apple) on select phones (not X I imagine).
 

jasie02

macrumors 6502a
Sep 18, 2014
777
243
I think $99 if you do it in store. $25 for a technician they choose (non Apple) on select phones (not X I imagine).
I always stayed with AC+, because they are very clear on exactly what will be the total cost, for each and every specific models, of each repair. Not knowing what is the final cost, with adjustable deductible, it is just so typical of how insurance company do thing. If I am looking for any extended iPhone X insurance with deductible, I will ask very very clear in plain writing what will be the deductible for iPhone X screen replacement, not in general term of iPhone, and with small font of deductible could be vary in the future. Adjustable deductible is just not a thing for me.
 

frumpy16

macrumors 6502a
Dec 8, 2008
854
531
I like this Squaretrade option but part of me feels like they haven't adjusted the product/pricing to reflect iPhone X yet. I'm a little concerned that if I buy the generic iPhone plan I'm going to get a "sorry, the deductibles for iPhone X are actually higher. This product was not intended to cover the new iPhone with its 'advanced features and manufacturing'".

Is there something in the terms that would cement the price and deductibles that you've found?
 

amyangel

macrumors regular
Original poster
Sep 12, 2012
133
37
So AppleCare+ for iPhone X costs $199 for 2 years, and T-Mobile charges $288 for 2 years? How is that a deal?
I've always stuck with AC+ over carrier. I think carrier is more convnience for some ppl esp to just roll into a monthly payment but isn't always cheaper
[doublepost=1509287050][/doublepost]
If you’re with T-Mobile and have Jump! On Demand, you can add handset protection that includes AppleCare for $12 a month.
Ya I can't compare all carriers but it does seem more expensive overall but the only advantage is if I keep the phone for a year and it does transfer to your next phone unlike the AC+ which stays with the phone. Might work for some ppl
 

Ukyank1

macrumors newbie
Dec 31, 2015
19
43
I have a chase ink credit card that covers cell phone repairs (up to $600 each occurrence, 3 repairs in a year).
 
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amyangel

macrumors regular
Original poster
Sep 12, 2012
133
37
Oh wow how do you know the coverage? I have a chase card but not sure where to look
 

stulaw11

Suspended
Jan 25, 2012
1,391
1,624
The guide to benefits Chase gives you with the card. But it ONLY applies if you paid off the phone, up front or the rest of the payments left, not still on installments.

so if you break it after month 1 to use the Chase benefits you need to shell out about $950 to pay off the phone first. AND they use a 3rd party insurer, so it very likely wont be same day repair like Applecare.

I'd just go Applecare.
 
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amyangel

macrumors regular
Original poster
Sep 12, 2012
133
37
I like this Squaretrade option but part of me feels like they haven't adjusted the product/pricing to reflect iPhone X yet. I'm a little concerned that if I buy the generic iPhone plan I'm going to get a "sorry, the deductibles for iPhone X are actually higher. This product was not intended to cover the new iPhone with its 'advanced features and manufacturing'".

Is there something in the terms that would cement the price and deductibles that you've found?
I can't find anything noting the X on their site and wonder the same thing as well if updated policies for X will change what is covered
[doublepost=1509287319][/doublepost]
The guide to benefits chase gives you. But it ONLY applies if you paid off the phone, up front or the rest of the payments left, not still on installments.
Ya I'm buying in full. I'll go check it out thanks!!
 

stulaw11

Suspended
Jan 25, 2012
1,391
1,624
Ya I'm buying in full. I'll go check it out thanks!!
Just be cautious there still, they use a 3rd party insurer who will want a repair estimate etc. because deciding to cover the damage.

The odds of getting a same day repair like Applecare in and out sound slim. For a phone (especially that runs my business) I was not impressed by the terms; unless you have a backup phone.
 
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phpmaven

macrumors 68040
Jun 12, 2009
3,403
466
San Clemente, CA USA
So AppleCare+ for iPhone X costs $199 for 2 years, and T-Mobile charges $288 for 2 years? How is that a deal?
The lease term for Jump! On demand is 18 months, so by the time you add sales tax, it’s about the same. Also, you can swap to a new iPhone at any time and instead of having to shell out another $199 + tax, you just continue paying $12 a month. I never keep the same iPhone for more than a year, so it ends up costing me a max of $144 per phone. Also, T-Mobile's insurance also includes loss/theft

By the way, the Worth Ave. Group also provides iPhone insurance that includes theft
 
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