Apple fanboy
macrumors Ivy Bridge
Like others have said skip the phone. Clear the debt sooner. Put some savings together and earn some interest.Maybe I’m giving them too much info but I’m using ChatGPT to help me pay down my credit card debt. I gave it my card balances, the APRs and how much I can pay every 2 weeks and asked it what’s the best way to pay it off while also saving up for the iPhone Ultra; it gave me a game plan and I’m following it and by mid November of this year I should be 100% debt free. I already have 1 card paid off, the next will be done in mid June and then I tackle a big one that’ll be the biggest obstacle and the final card will take a couple weeks. If all goes according to plan I’ll go into 2027 with no debt and I can finally start saving some money in my HYSA.
iPhones will come and go. None of them will change your life. However being debt free has a lot of added benefits.
Like earning interest instead of paying it.
Dong need AI to see how that works for you!